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Help - interest free period coming to end - can't get new deal!
sculduggery
Posts: 2 Newbie
in Credit cards
I have a month to go on my Mint card's 0% deal and have been looking for a new 0% card to move my horrible 6K + balance to. I have now been rejected by MBNA and been given a very low credit limit (£500 ) by Citi. I'm worried that if I put in too many more applications my credit report is going to look too bad. I have an ok creedit report surrently, but have been slightly over my overdraft limit for the last two months, which may be affecting it.
I would pefer to put it on a loan really, if that were an option, because - even though I would be paying interest - at least I would definately be paying it off and would eventually be able to see the light at the end of tunnel.
I have other (large) debts too and even though I am on a good salary, I really can't afford my debt payments to go up any further.
Beginning to panic and don't know where to go for help!
I would be really grateful for any advice.
Thanks,
Chris
I would pefer to put it on a loan really, if that were an option, because - even though I would be paying interest - at least I would definately be paying it off and would eventually be able to see the light at the end of tunnel.
I have other (large) debts too and even though I am on a good salary, I really can't afford my debt payments to go up any further.
Beginning to panic and don't know where to go for help!
I would be really grateful for any advice.
Thanks,
Chris
0
Comments
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Which credit cards - besides Mint and Citi - do you have at the mo?People who don't know their rights, don't actually have those rights.0
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I have a big sum on an egg card and a small amount on a barclaycard. The other dibt is a very large egg loan.0
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Have you considered Halifax? 13 months 0% on BTs is currently available to new customers. There's a 3% handling charge.
Remember not to spend on this card
http://www.halifax.co.uk/creditcards/pluscard136.aspPeople who don't know their rights, don't actually have those rights.0
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