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which to pay off first

I have several credit cards. They are all about the same rate of interest. I have one that is over £11,000 and 3 others that are at various levels. Should I pay off the other smaller ones ( a psychological advantage) or should I reduce the large one and reduce the interest paid but still have 4 cards outstanding. Your thoughts would be helpful

Comments

  • NickX
    NickX Posts: 3,046 Forumite
    I would follow the advice given by Martin and pay as much as possible into the debt with the highest APR whilst maintaining Minimum Payments on the others. Once that is paid off move down the the next highest APR and repeat the process. Good Luck.
  • NickX wrote: »
    I would follow the advice given by Martin and pay as much as possible into the debt with the highest APR whilst maintaining Minimum Payments on the others. Once that is paid off move down the the next highest APR and repeat the process. Good Luck.

    Absolutely.
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