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Monument card
marc.faulkner
Posts: 639 Forumite
in Credit cards
Evening all,
I've just applied for and been accepted for a monument card.
I realise that it's a poor card in terms of interest etc. however I have a poor credit history (albeit fairly old now) and no current credit - so I found it difficult to obtain credit at all.
I'll be using this card purely as a means of building a credit record, and will be using it for regular spending - clearing the balance in full by DD each month.
Only really one question, I know the limit on the card will be low - but how low should I expect?
Cheers,
Marc
I've just applied for and been accepted for a monument card.
I realise that it's a poor card in terms of interest etc. however I have a poor credit history (albeit fairly old now) and no current credit - so I found it difficult to obtain credit at all.
I'll be using this card purely as a means of building a credit record, and will be using it for regular spending - clearing the balance in full by DD each month.
Only really one question, I know the limit on the card will be low - but how low should I expect?
Cheers,
Marc
0
Comments
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well done, there are other sub prime cards you could try as well- Vanquis, aqua. i would suggest about 250 limit it may be 500. but well done.0
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Marc, Can U Tell Me What Agency They Checked Your File With Pls!!!!
Thanks0 -
i think its call credit, but people are getting declined even though they aren't searching CRAsdebtdestroyer007 wrote: »Marc, Can U Tell Me What Agency They Checked Your File With Pls!!!!
Thanks0 -
Yeah, they Check Call Credit and they are turning down loads of people although I got accepted too about 5 weeks ago, I'm just waiting for the card now
Congrats on the card! DFD: 2017 :eek: | Savings: £1
Save £5k in 2012: £0/50000 -
I'm still waiting too
Applied about 5 weeks ago, received letter two weeks ago to say problem with card supplier, it would be with me 7-14 days?0 -
There are plenty of posts concerning the unreliability of this card provider."An arrogant and self-righteous Guardian reading tvv@t".
!!!!!! is all that about?0 -
I've just rang and eventually pursuaded the guy to check if my account was active
It was setup on 11th November, so my card will dispatched soon
Hurrayyyy0 -
just applied for the monument card, got rejected straightaway... they didnt even ask for employer details, other cards etc, was a basic app and then said i didnt fit the criteria.
strange as i have no adverse and been slowly building my credit profile, it could be the 6 searches in last 6 months though0 -
Card arrived today.
They've given me a £400 limit, which I'm more than happy with, as it's a sensible amount which I can spend each month and then pay off in full. 0
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