Beware of repayment protection policies on credit cards particularly Virgin 0%

POSSETTE

ok..phone call to virgin done..she gave me £700 more than asked for , the went through all the policy details, i said we have sick pay scheme at work so im covered for that,if i get made redundant ill get arould 15k so ill pay it off, and if i die i dont give a damn! i also went down the wealthy parent route! worked first time ,she didnt even try again,done in 10 mins...

md458

Wish I had seen this thread about 15 minutes ago! Have just had the phone call as described here and they were asking if all was ok had I got the card etc. Then all of a sudden they mention the Payment Protection and for some reason I took it thinking it was the Credit Card protection (covering card loss etc.) Now I have it they did say there was a cancellation that can be done within 30 days. Can this be done by letter or am I going to have to phone up and (as seems to be the case with these) argue with the person to get it cancelled?

sarahs999

WHy not just call back now while it's fresh in your mind?