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I really can't cope with this!!!!!!!!!

135

Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi send sympathy your way - perhaps pm GeorgeUk, RAS or CCCS_Sarah for advice...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • rainbowsandflowers
    rainbowsandflowers Posts: 63 Forumite
    No thats fine. thanks again for your help x x x
  • themagics
    themagics Posts: 204 Forumite
    is your main forum refreshing mine is displaying posts from 10 mins ago
  • rainbowsandflowers
    rainbowsandflowers Posts: 63 Forumite
    themagics wrote: »
    is your main forum refreshing mine is displaying posts from 10 mins ago

    it seems to be a wee bit slow actually. It would be really interesting to hear what happened to the other man that you were talking about.
  • themagics
    themagics Posts: 204 Forumite
    ;) rainbows and flowers checkin out now hun the hubby is home and we in court tomoz so need to chat and stuff will check in on you tomoz evenin if your on here try to sleep well hun see u soon xx
  • rainbowsandflowers
    rainbowsandflowers Posts: 63 Forumite
    ;)
    themagics wrote: »
    ;) rainbows and flowers checkin out now hun the hubby is home and we in court tomoz so need to chat and stuff will check in on you tomoz evenin if your on here try to sleep well hun see u soon xx

    thank u, take care, spk soon xx ;)
  • 10past6
    10past6 Posts: 4,962 Forumite
    rainbowsandflowers wrote: »
    Moorcroft are threatening me with court action but haven't done it yet.
    This will be from there "Pre litigation Dept / Pre Court Action Dept / Pre Harrassment Dept / Pre Bully Dept / Pre We have no idea Dept / Pre We don't give a crap Dept :rotfl: :rotfl: :rotfl: :rotfl:

    You'll be telling me next the letter is signed by some one call "Dyke" :rotfl: :rotfl:
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • rainbowsandflowers
    rainbowsandflowers Posts: 63 Forumite
    10past6 wrote: »
    This will be from there "Pre litigation Dept / Pre Court Action Dept / Pre Harrassment Dept / Pre Bully Dept / Pre We have no idea Dept / Pre We don't give a crap Dept :rotfl: :rotfl: :rotfl: :rotfl:

    You'll be telling me next the letter is signed by some one call "Dyke" :rotfl: :rotfl:

    Do you think this is them just chancing their luck then? Standard practice? I've just never heard of any company acting like this. I'm gonna send my letter to them in the morning (unsigned) and by recorded delivery. I only wish I had a bigger dog that could've gotten that man where it hurts, that would have shown him and his colleagues sending the letters. As it is she only just reaches ankle height - oh well:rotfl: .
  • Andys1
    Andys1 Posts: 167 Forumite
    themagics wrote: »
    rainbows have tried to start a new thread about this hope you dont mind just wanna get the attention of that other guy earlier dont know if its my pc or not but the main forum isnt refreshing properly really hope you dont mind i feel this really needs highlighting and discussing


    I believe this 'other guy' has been getting a name as a bit of a troll themagic.
  • 10past6
    10past6 Posts: 4,962 Forumite
    rainbowsandflowers wrote: »
    Do you think this is them just chancing their luck then?
    Yes, the letters are just standard template letters :mad: :mad:
    rainbowsandflowers wrote: »
    Standard practice?
    Yes
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
This discussion has been closed.
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