ICICI Bizarre 'Names' Policy

eeja

Prav wrote: »

I'm not sure why the fact they're Indian has anything to do with this.

I had exactly the same problem with Co-op bank over the counter with an English person. It was an inconvenience, but actually I'm glad they had watertight procedures as its my money they're dealing with and I'd want them to be as secure as possible.

Simple answer : because the mother tongue of many Indian staff at ICICI in the UK and other countries and also at Indian call centres is not English but Hindi !! What do you expect ? Ever read the holy bible and read about the tower of Babel ?

geosaver

I failed to open an account with them a while back because they wouldn't allow an account to be set up for one person when the linked account was a joint one. This has been the ONLY time this has happened to me when applying for an account. They will accept a single account if the linked account is in a single name, or a joint one if the the linked is in a joint name, but no other combination .

DocProc

In the USA they often ask you on a legal document for "your signature".

What you have to do, is to physically write down your full name in long hand on the document.

Of course, when asked for 'your signature' here in the UK , you'd do the thing you usually would do at say, the bottom of a bank cheque. This might only be your first and second name's initials and only your surname would be written in full - all in your usual way of scrawling your signature.

Not so in the USA. And they think the whole world ends at USA borders so nobody will tell you this beforehand, even though they might know you are from foreign parts. And guess what? Correct. You have to sign a new legal document all over again, doing it their way on the second time, and so their lawyer gets yet more additional fees.

Bummer, eh?

Blah99

DocProc wrote: »

In the USA they often ask you on a legal document for "your signature".

What you have to do, is to physically write down your full name in long hand on the document.

Of course, when asked for 'your signature' here in the UK , you'd do the thing you usually would do at say, the bottom of a bank cheque. This might only be your first and second name's initials and only your surname would be written in full - all in your usual way of scrawling your signature.

Not so in the USA. And they think the whole world ends at USA borders so nobody will tell you this beforehand, even though they might know you are from foreign parts. And guess what? Correct. You have to sign a new legal document all over again, doing it their way on the second time, and so their lawyer gets yet more additional fees.

Bummer, eh?

I've never, ever had this happen to me despite spending a lot of time working in the USA, signing contracts, buying investments etc. I think you might have had some pedantic lawyers there...

lindos90

I had trouble putting a cheque into my TSB current account recently.

My name is 'Mrs J B Smith' (not really, but just an example!!)

The cheque had been made payable to 'Mrs J Smith' (the sender did not know my second name) the assistant said I had to prove that I was J B smith before she could process it. I gave her my debit card etc, then the really strange thing...

she asked me to sign the back of the cheque, which I did, but she rejected it, as the signiature had the letter 'B' clearly in it, she then asked me to do another signiature, but omitting the offending 'B' ...(so it matched the name on the cheque) which I did, the this then looked nothing like my signiature, but she was happy with it and said she could then process the cheque!!!!

DocProc

I think you might have had some pedantic lawyers there...

And lawyers who insist on a document being "notarised all exactly according to Florida Law".

Now a notary is a notary is a notary. Be he Spanish, English or Floridian.

A Notary's job is merely to certify with his Seal on the document that "you are who you say you are and that you really are the person pertinent to the document in question who is doing the signing".

But they all have slightly different ways of doing things. They all achieve exactly the same end result in that the signer gets his signature "Notarised".

But I know of people having to re-do this stuff again, because an English (British)Notary did it "British style" instead of all as per the Floridian instructions.

eeja

DocProc wrote: »

And lawyers who insist on a document being "notarised all exactly according to Florida Law".

Now a notary is a notary is a notary. Be he Spanish, English or Floridian.

A Notary's job is merely to certify with his Seal on the document that "you are who you say you are and that you really are the person pertinent to the document in question who is doing the signing".

But they all have slightly different ways of doing things. They all achieve exactly the same end result in that the signer gets his signature "Notarised".

But I know of people having to re-do this stuff again, because an English (British)Notary did it "British style" instead of all as per the Floridian instructions.

...........
Fascinating stuff. So each state of the Union, AND presumably the Federal Government has its own rules and traditions when it comes to certfying legal and financial documents . Amazing ! Many thanks for that insight.

Paul_Herring

DocProc wrote: »

This might only be your first and second name's initials and only your surname would be written in full

Mine isn't even that.

soulsaver

Paul_Herring wrote: »

Mine isn't even that.

Well if you wrote it with your full name people would think it was a bit fishy....:rotfl:

Sorry ... I'll get me coat...