Tuesday 11/11/08 What small dfw things have you done today???

sophiesmum_2

• When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
  
  But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
  
  Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
  
  So be proud of those small steps, they really are important.
  
  Today I will:
• check online banking
• update spreadsheets
• storecupboard meals
• make a loaf in breadmaker
• go for swim and jacuzzi to use gym membership
• not use car
• try and have a no spend day
• make DD some flpjacks in remosk

Good morning guys, it's freezing here today, put my sparkly star socks on to try and cheer me up:D
Running late for work so will have to catch up with you all later.:p

Pippilongstocking

Hiya all - have been up since quarter to seven (unheard of) to make toast for lodger chappie (lodger/b and b chappie) odd distinction

Anyway
Today:
Checked bank
DD Fed chookies
Fed lodger chap, cleaned bathroom and tidied his room
Made my bed (not dfw but makes me smile
Spotty socks
Washing curently hanging on banister (hes out all day)
Washing on again (does it ever end?)
Still full of stinky cold - erg
Need find a shower screen, seems what ever I do the curtain thingmy just looks shocking
Storecupboard tea
Think about pudding
Pick up book for DS if remember
Order some coal? (breaks my heart to)
Home for lunch
Work on report

MrsAudus2b

Good morning sophiesmum, fay and all that follow!

Fairly quiet day today for me:

• Go to work appointment
• Post puzzle section for trashy magazine and cross fingers I'll win something this time!
• Then to office and try and get as much done as possible (on annual leave from Friday, whoop whoop!)
• Use 5p off voucher when getting petrol at Tescos
• NSD other than petrol that is budgeted for
• OH cooking storecupboard tea
• Staying in tonight to watch Eastenders (I don't believe Tanya!) and Holby City
• Have a think about what to get my sister for xmas
• Phone nana and grandad using free minutes
• Sparkle as much as is humanly possible!

Have a good day

xxxx

Miss_Piggy_2

Morning Sophiesmum and all who follow!

Faymck We had a glass shower screen and it was horrible! Needed constant cleaning. We eventually went back to a curtain! Hope your cold gets better soon - lots about at the moment.

Its freezing and damp here so am going to try not to go out till later when little boy goes to Nursery! So I have no excuse not to get lots done. So heres my list for today:

* Washing drying on radiators
* Clean kitchen cupboard doors
* Sort out food cupboard (all my spaghetti fell out yesterday...am sure I've still got bits impaled in my head :rotfl: ) so can use up stuff running out of date soon
* Wash shower curtain (reminded by faymck mentioning showers!)
* Check on-line banking
* Order OH's vouchers for birthday on line - saves paying for parking in town
* Do competitions
* Pay a bill
* Going for coffee tonight with friend - I paid last time so she's paying this time (will try not to buy anything in borders while I'm there!!;)

All I can think of for now!
Have good days all


Miss P
xx
*

debtfreesomeday

Morning all

Yes - I agree with the shower screen thing - we had on in a rented house once and it was a pain!

Today I shall/have:

• Checked online banking
• Check Amazon - Another sale :j
• Pay money off credit card from Amazon sale
• Brought breakfast & lunch to work
• Store cupboard/freezer dinner
• Done a survey online already, keep an eye out for some more
• Check Quidco
• Go to gym to use free membership
• Have a NSD (apart from pre-budgeted petrol!)
• Still keep fingers and everything crossed our house purchase goes through!

Have a great day everyone xx

mickey_mouse

Goooooooooooooooood Morning

something is wrong - I am looking out of the window and there is no rain but sunshine:eek:

today I will ...

- go to the gym to use my membership (done)
- comps
- daily clicks
- lightspeed surveys
- make more xmas cards
- not spend any more money (bought loaf of bread on way to gym)

have a great day everyone:D

mbaz

I am probably going to end up spending the entire day fighting with Halifax over the phone...

...don't ask.

nickynoo08

Good morning everyone

today i have/will......

• check online banking
• daily clicks n surveys
• figure out what we're gonna have for tea from storecuppboard
• go xmas shopping, using vouchers, OH wants some ideas on what to get me as i've specified NO MORE SMELLIES!!!! Men have no imagination - i want wii fit!
• will also do some baking today - flapjacks sound good. Not putting oven on just for them tho so might make some cheese scones and biccies too.

Have a good day everyone

OliveOyl_2

Morning All :hello:
Fayjmck, there are often shower screens on our freecycle must be to do with the pain of cleaning them? Anyway we have a squeegee in our shower and I've trained our guys to squeegee it after use. (It speeds them up too, no-one wants to be the last to shower ) DS2 experimented while we were away and didn't use the Squeegee and boy did it show, I caught him out straight away! (his wounds will heal I'm sure, given time)
Mrs Audi2b, good luck
Miss Piggy nice hair decorations :rotfl:
Nicknoo08, he's a man -you're going to have to SPELL IT OUT
MBaz - I've got to ask...........

So today I have/will

• brought in lunch
• only spend 20p at rehearsal (apart from the chocolate bar I had to have for brekkie )
• usual piggy clicks etc. BooHoo to Juicy Brains which is closing and you can only extract multiples of £5 and I have £3.50.....
• not go on-line shopping at lunchtime

A quiet day for me

Piquant_2

mbaz - I saw your other post, that is really unfair, I hope you get somewhere with Halifax and get through their arrogant way of communicating without doing yourself a damage.

...and good morning to all the rest of you too!

Feeling too fed up to do anything, this all seems so hard today - I should feel great I've got my A&L down to below £3k through the payment a day (can't do it at the moment because I messed up the budget this month). And I just can't get the motivation to ebay and this is the only way of getting income to pay off the debts.....

Come on guys, kick my butt please, you're all my virtual friends pull me back on track

Piq

themagics

Morning all I'm new to this one but you are all inspiring,

Mbaz , seen your other post and know how you feel !
today i'm off sick so i won't be spending anything!
I will be checking online banking,
making store cupboard tea,
have walked the kids to school despite them moaning how cold it is..... just handed them a hat and scarf each lol !
seeing as i'm starting to feel betta will be posting items on ebay to sell checking out amazon as have loads of books ...
is it best to use amazon instead of ebay to sell books anyone any experience on that one ...
oh and the biggie cancelled electric dd as we have been paying 72 a month to pay off an old bill and our current bill says we in credit so they not having 72 a month will pay when next bill arrives!!!

good morning to all of you