help with completing housing benefit form?

homealone_2

my husband left me almosta month ago ans as it looks like reconciliation is unlikely i have applied for a housing and council tax benefit application. from scanning through it today (it will take me days to complete) i can see things i may have problems with. i dont work as such and receive DLA and IB benefits, here is first problem i am not working and have not done so for 4 years due to becoming disabled. HOWEVER, after being off sick for a year my company started putting £360 per month into my account, when i contacted them they said they had an income protection plan with an insurance company and this is what i would receive monthly. at the time i contacted tax credit people to ask if it would affect my claim and they said no, as long as it did not show up on my p60, which it didnt, it would not be classed as income. two years later the sum of money cropped up in conversation with the tax credit people and they said it did count so another overpayment came about of £2000 which has since been paid. since then i have been told the same that if it does not show on p60 it does not count so what do i do when filling in form? do i class myself as emplyed and list it as income or not employed and list it as other income or do i not list it at all??

homealone_2

thought it may be easier and cause less confusion if i seperate my questions. i only received the basic £485 annually as child tax credit when married but have been told may qualify for more now i am no longer with husband. have not received new statement yet but have already received nearly £300 which worries me as it seems alot for what i requested which was weekly money so am dreading a third case of overpayments (am already disputing £8900 from 2003/2004). but i guess it might be an annual payment they have given me whereas other annual benefits before we broke up were kept to go towards overpayment. anyway, this as such is not the problem, the problem is what do i put on form for how much i receive for tax credits when i dont know yet how much i will receive? i dont want to hold up sending in form as rent is £520 a month which i will struggle to find as it is. this leads me into question 2 my rent is £520 a month and council tax is £104 both are taken from account on direct debit, do i try and borrow some cash and continue to pay both in the hope the application is settled quickly. or will they let me pay say half whilst its being sorted, am in housing association which i dont know if it makes any difference. then lastly am sure i have relevant original papers to send confirming most of financial details that they want me to send in but maybe a couple i do not have and so would ordinarily send in bank statement showing amounts. problem is we had a joint current account which he has taken control of and emptied which i no longer have access to. hopefully any day now i will have details of my new account but obviously that wont show anything, what do they do in the circumstances of not having access any longer to my bank account

real1314

1. The payment from the employer - put it down as income (you should report all income, whether it will be taken into account or not) - put what you believe it to be and explain why it is paid. There should be room at the end of the form to do this. Include the emplyers phone number and a request that they check directly with the employer what the payment is. (They might ask you to sort it but they migth check it, saving you the hassle)

2. Record your tax credits as not know - again note at the end that you don't know the exact details, and ask them to check with HMRC.

3. Speak to your landlord about your payments. It's between you and them what they will accept.

homealone_2

real1314 wrote: »

1. The payment from the employer - put it down as income (you should report all income, whether it will be taken into account or not) - put what you believe it to be and explain why it is paid. There should be room at the end of the form to do this. Include the emplyers phone number and a request that they check directly with the employer what the payment is. (They might ask you to sort it but they migth check it, saving you the hassle)

2. Record your tax credits as not know - again note at the end that you don't know the exact details, and ask them to check with HMRC.

3. Speak to your landlord about your payments. It's between you and them what they will accept.

1. i have payslips so can easily include them

as for the others will do, how will they be if i cant provide bank statements. i am hoping to find original tenacy agreements