Hello!

laurajadedaniels

Hi, was wondering if someone could help me, this may have been posted before so sorry if it has. but wondering what is the best 0% credit card with a balance transfer? i currenty have an alliance and lecister card and when my statement came through i realised i'm paying £15 in intrest a month!

Thank you in advance.

IWantToBeFree_2

Virgin are currently offering 0% on BTs for 16 months with a 2.98% fee which is one of, if not the best on the market currently.

YorkshireBoy

Virgin and Alliance & Leicester cards are both run my MBNA, which presents two problems...

1. Acceptance/limit set on a Virgin card will depend on the debt/limit/management of the A&L card, and

2. BT's directly between the two cards are not allowed. If accepted by Virgin, OP will have to super balance transfer a ficticious debt from their current account and settle the A&L card from there.

Might be better to apply to a different provider?...Who owns who

laurajadedaniels

YorkshireBoy wrote: »

Virgin and Alliance & Leicester cards are both run my MBNA, which presents two problems...

1. Acceptance/limit set on a Virgin card will depend on the debt/limit/management of the A&L card, and

2. BT's directly between the two cards are not allowed. If accepted by Virgin, OP will have to super balance transfer a ficticious debt from their current account and settle the A&L card from there.

Might be better to apply to a different provider?...Who owns who

Yeah MBNA are charing me a lot of intrest and i wouldn't touch Virgin with a bardge pool because of the trouble we have had with there internet!

sarahs999

Presume you've read this?
http://www.moneysavingexpert.com/cards/balance-transfer-credit-cards