We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Hello!
laurajadedaniels
Posts: 60 Forumite
in Credit cards
Hi, was wondering if someone could help me, this may have been posted before so sorry if it has. but wondering what is the best 0% credit card with a balance transfer? i currenty have an alliance and lecister card and when my statement came through i realised i'm paying £15 in intrest a month!
Thank you in advance.
Thank you in advance.
0
Comments
-
Virgin are currently offering 0% on BTs for 16 months with a 2.98% fee which is one of, if not the best on the market currently.0
-
Virgin and Alliance & Leicester cards are both run my MBNA, which presents two problems...
1. Acceptance/limit set on a Virgin card will depend on the debt/limit/management of the A&L card, and
2. BT's directly between the two cards are not allowed. If accepted by Virgin, OP will have to super balance transfer a ficticious debt from their current account and settle the A&L card from there.
Might be better to apply to a different provider?...Who owns who0 -
YorkshireBoy wrote: »Virgin and Alliance & Leicester cards are both run my MBNA, which presents two problems...
1. Acceptance/limit set on a Virgin card will depend on the debt/limit/management of the A&L card, and
2. BT's directly between the two cards are not allowed. If accepted by Virgin, OP will have to super balance transfer a ficticious debt from their current account and settle the A&L card from there.
Might be better to apply to a different provider?...Who owns who
Yeah MBNA are charing me a lot of intrest and i wouldn't touch Virgin with a bardge pool because of the trouble we have had with there internet!0 -
Presume you've read this?
http://www.moneysavingexpert.com/cards/balance-transfer-credit-cards0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards