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hfc debt transferred to marlin help please
rochdalecowboy_2
Posts: 18 Forumite
in Credit cards
Hi,
about 2 years ago i entered into a voluntary repayment plan with all my creditors, no payments have been missed, but recently my debt with hfc bank (about £4500) was transfered to marlin, i currently pay them £17 a month, marlin have been totally un co-operative insisting they want £180 a month which i just can't afford. they are currently taking me to court, after reading on this site i asked them for a copy of my credit agreement in august. they never sent this so i defended the case using a letter off this site. I have not had a court date yet, but this morning i have received a copy of the credit agreemenet and feel i don't have a leg to stand on. Am i able to retract my defence? is this the best option? or do i have to go to court?
i would be extremely grateful for any advice
thanks steve
about 2 years ago i entered into a voluntary repayment plan with all my creditors, no payments have been missed, but recently my debt with hfc bank (about £4500) was transfered to marlin, i currently pay them £17 a month, marlin have been totally un co-operative insisting they want £180 a month which i just can't afford. they are currently taking me to court, after reading on this site i asked them for a copy of my credit agreement in august. they never sent this so i defended the case using a letter off this site. I have not had a court date yet, but this morning i have received a copy of the credit agreemenet and feel i don't have a leg to stand on. Am i able to retract my defence? is this the best option? or do i have to go to court?
i would be extremely grateful for any advice
thanks steve
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