Debt Free Today!

cmjohnson_86

Congratulations, Hopefully wont be long before im debt free Merry Christmas !

RosleaBhoy

Congratulations,

an inspiration to all and hopefully something that we can all achieve one day!

in*the*red_6

zebedy wrote:

well done.

If you are worried about cutting up the cards, why not cut up all but one and put that one away in a drawer so you can get to it when you really need to but it isn't in your purse for everyday temptation

I've heard a finance person in the media (might or might not have been Martin, I can't remember) advise you to put the credit card in a small tub of water and then put it in the freezer. That way you have to thaw it out before you can use it and it will make you think even harder whether you actually need to use it or not!

((Not sure how well the card would survive this tho???))

HLK

Well done, and all the best for Xmas and the New Year!

Penny-Pincher!!

well done you!!

pp
xx

novice_money_saver_2

Good for you Liney! Everyone else keep up the good work!

:j

$17mma

WELL DONE!!!!

This is a great fresh start with a New Year only round the corner...:j

BWZN93

Liney wrote:

I want to cut my cards up but am having a few problems there though, as they seem like a safety net - aaargh!

Congratulations!! :j Have you thought about freezing them in a bag of water?? Sounds crazy, but if you want to use them you have to watch them defrost and have time to re-assess the purchase before you do something you might regret!

Hope you have a lovely xmas, you deserve it! :xmassign:

Jo xx