We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Rate cuts passed on at last

http://news.bbc.co.uk/1/hi/business/7716086.stm

Looks like all the main banks, including the Rock WILL be passing on the full 1.5% cut - and so they should.
«13456789

Comments

  • LIBOR is falling and this enables lenders to follow suit.

    According to the BBC (link):
    The Libor rate for borrowing sterling for three months fell to 4.49% from 5.56% on Thursday before the Bank of England rate cut was announced.

    Interesting is the word 'before'.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • Just watching BBC news.

    The man from the BBA is called Eric Leenders! :rotfl:

    You couldn't make it up.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • Be better if he was called Lex like Lex luther then hed nearly be called lax lending which has cause this whole mess in the first place and he could be the number one scape goat.

    But hes not
    so we cant

    Cos hes called Eric
    Hi, we’ve had to remove your signature. The one where you showed us Dithering Dad is a complete liar. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE Forum Team
  • ad9898_3
    ad9898_3 Posts: 3,858 Forumite
    It's good for existing borrowers, however it doesn't tempt me to spend my money on an asset that is falling in price.
  • carolt
    carolt Posts: 8,531 Forumite
    Nicely summed up, ad9898.
  • lethal0r
    lethal0r Posts: 408 Forumite
    your own house is a liability not an asset. but even so as a soon-to-be ftb I would rather wait for thousands more off the house price than £50 off my monthly bill.
  • Dan:_4
    Dan:_4 Posts: 3,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ad9898 wrote: »
    It's good for existing borrowers, however it doesn't tempt me to spend my money on an asset that is falling in price.

    Be careful - prices will start to stabilise in the nect 6-12 months
  • carolt
    carolt Posts: 8,531 Forumite
    Dan: wrote: »
    Be careful - prices will start to stabilise in the nect 6-12 months

    Oooh - I'm so tempted to believe you.

    After all, you were so right when a year ago, you prophesied that house prices would remain stable or rise over the next 12 months.

    Errrrrrr....... :p
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    Be better if he was called Lex like Lex luther then hed nearly be called lax lending which has cause this whole mess in the first place and he could be the number one scape goat.

    But hes not
    so we cant

    Cos hes called Eric

    So all we need to do is find a bloke called Dave Subprimelending, preferably in the US, and we pin the blame on him. Right?
  • Dan:_4
    Dan:_4 Posts: 3,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    carolt wrote: »
    Oooh - I'm so tempted to believe you.

    After all, you were so right when a year ago, you prophesied that house prices would remain stable or rise over the next 12 months.

    Errrrrrr....... :p

    You've had some nice price falls this year, and more falls will follow over the coming months. Don't miss out by being too greedy - the sale won't last forever.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.