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btl's not really dead is it?

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Comments

  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    carolt wrote: »
    Not sure of your meaning here. My post was sincere.

    It would be a very boring world if we were all the same.
    My point was that I personally - contrary to the OP's fond imaginings - would not want to be in his shoes.

    But then I daresay he would not want to be in mine.

    Vive la difference!

    i think that most of your posts are sincere Carol - don't agree with many but at least you are sincere.

    you're a mother and that is the most important gift ever - BTL's or a business, etc... are secondary - i was trying to say that everything has it's place and for different people makes it more interesting.
  • ds1980
    ds1980 Posts: 1,213 Forumite
    Yes perhaps but your two properties are losing about 6 times (probably more) that amount in value per month :rolleyes:

    the amount they go up and down is irrelevant as they are not for sale and i don't pay for them my tenants do.

    So you made a special effort to set up a thread telling everyone how much better you feel now your amateur BTL is not going to financially ruin you? Well done you. No, honestly.

    yes i did. there are so many on here ready to find fault with everyone. I was purely trying to show taht it can work and does has a place in a well balnaced portfolio of savings and investments. I have been doing it for over 5 years and have never had a misse dpayment, never had a void, never had any disputes, have never employed a letting agent, i'd say i was the opposite to amamteur but your entitled to your opinion.

    I smell you were very worried not so long ago?

    I am in a fortunate position of never having to worry about anything in my life so far......apart from maybe when i did loop the loop on the A1 at 70mph!!!
  • ds1980
    ds1980 Posts: 1,213 Forumite
    chucky wrote: »
    i think that most of your posts are sincere Carol - don't agree with many but at least you are sincere.

    you're a mother and that is the most important gift ever - BTL's or a business, etc... are secondary - i was trying to say that everything has it's place and for different people makes it more interesting.

    ha ha i din't know that carolt was a lady. She obviously knows her place. My future wife certainly does!
  • carolt
    carolt Posts: 8,531 Forumite
    When I was 29 I had a girlfriend who was 19, inexperienced but in that 'experimental' phase.

    I wouldn't swap those memories for all the BTls in the world!

    *DD drifts off into a daydream about those amazing days (and nights!)....*

    Yikes!

    Hope your wife doesn't read this.

    Or is she now your wife?
  • carolt
    carolt Posts: 8,531 Forumite
    ds1980 wrote: »
    ha ha i din't know that carolt was a lady. She obviously knows her place. My future wife certainly does!

    The clue is in the name. Know many men called 'carol'? Or maybe you do? :confused:

    What 'place' does your future wife know, or me? :confused:

    Mystified.
  • ds1980
    ds1980 Posts: 1,213 Forumite
    No but i know a few called mel and kim!

    surely as a woman you just know your place? Maybe im old fashioned?
  • katew87
    katew87 Posts: 58 Forumite
    I have 2 propertys! I live in 1 and rent the other out, Im not looking to buy any more, my second home is purely for my pension in many yrs to come. (Im 21) I have put property before starting a family but I suppose its down to choice of how you choose to live you life.

    How many houses do you have DS1980, you dont seem very popular on this thread:confused:
  • carolt wrote: »
    Yikes!

    Hope your wife doesn't read this.

    Or is she now your wife?

    Yes, my wife is my wife. ;)
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    katew87 wrote: »
    I have 2 propertys! I live in 1 and rent the other out, Im not looking to buy any more, my second home is purely for my pension in many yrs to come. (Im 21) I have put property before starting a family but I suppose its down to choice of how you choose to live you life.

    How many houses do you have DS1980, you dont seem very popular on this thread:confused:

    that's because he's a BTL owner - they're not liked around these parts.
    liked is an understatement too
  • carolt wrote: »
    The clue is in the name. Know many men called 'carol'? Or maybe you do? :confused:

    Karel_Poborsky, an ex Manchester United player. Tenuous link I know, but it sounds like Carol.... :o
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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