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btl's not really dead is it?

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Comments

  • carolt
    carolt Posts: 8,531 Forumite
    No- I got married/had first child age 29. Bang on national average, actually, I believe, you naughty, stirring little man. :naughty:
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    carolt wrote: »
    No- I got married/had first child age 29. Bang on national average, actually, I believe, you naughty, stirring little man. :naughty:

    Moi!;)
    ShitStirrer.jpg
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
  • mystic_trev
    mystic_trev Posts: 5,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ds1980 wrote: »
    Ha Ha.

    2 of my btl's are on lifetime trackers! .19% above base rate. Keep the money rolling in.

    Who cares about hpi when effectively i'm earning £500-£600 a month more than 3 months ago!

    Great you managed to find a fixed rate :rotfl:


    http://forums.moneysavingexpert.com/showthread.html?t=1203455
  • ds1980
    ds1980 Posts: 1,213 Forumite
    i said on 2 of mine. Not all of them. PS got better deal afterwards anyway!

    i preferred to put myself into a position where i could pay for my children and still live comfortably. Are you arguing that everyone should have children and get married before they do anything else? Seems a bit of a stupid argument if you ask me.

    I owe a lot more than that but thanks for letting me know.

    Do you lot not have anything better to do! As for not seeing me on here for a while i do have a life! Have you lot been arguing about politics, btl slags, house price hpi, crashes, what we should and shouldn't do since i was last here?

    Whatever happens me myself and i will always be ok.

    There are peole who are more intelligent, more savvy, more street wise etc than you. Maybe you just havn't found out yet but we all have our own purpose in life don't we carolt.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    carolt wrote: »
    Thought we hadn't seen you for a while.

    You do come across as - how do I say this kindly - a bit of a prat? from your OP, though I recall your comments of old being a little less self-congratulatory and one-dimensional.

    I suppose it's all about what you want from life, isn't it?

    By the time I was your age, I'd paid for my wedding and had my first child.

    You had your BTL's.

    Know which I'd choose - but then we're all different, aren't we. Some put weddings first, some put BTL's first.

    What a lovely world.

    Carol - I'm sure that there are many people on here that have done just as much as the above and much more and actually gone on to run their BTL business. Does that make their world "lovelier"?
  • skap7309
    skap7309 Posts: 874 Forumite
    ds1980 wrote: »
    Do you lot not have anything better to do! As for not seeing me on here for a while i do have a life! Have you lot been arguing about politics, btl slags, house price hpi, crashes, what we should and shouldn't do since i was last here?

    Four words.....woodwork, come out of. :rolleyes:
    So you made a special effort to set up a thread telling everyone how much better you feel now your amateur BTL is not going to financially ruin you? Well done you. No, honestly. :rolleyes:
  • Jaymz
    Jaymz Posts: 801 Forumite
    ds1980 wrote: »
    Ha Ha.

    2 of my btl's are on lifetime trackers! .19% above base rate. Keep the money rolling in.

    Who cares about hpi when effectively i'm earning £500-£600 a month more than 3 months ago!

    Yes perhaps but your two properties are losing about 6 times (probably more) that amount in value per month :rolleyes:
    Saving for a deposit: £20,551 / £25,000 - 82% of the way there...
  • carolt
    carolt Posts: 8,531 Forumite
    chucky wrote: »
    Carol - I'm sure that there are many people on here that have done just as much as the above and much more and actually gone on to run their BTL business. Does that make their world "lovelier"?

    Not sure of your meaning here. My post was sincere.

    It would be a very boring world if we were all the same.
    My point was that I personally - contrary to the OP's fond imaginings - would not want to be in his shoes.

    But then I daresay he would not want to be in mine.

    Vive la difference!
  • carolt
    carolt Posts: 8,531 Forumite
    ds1980 wrote: »
    i said on 2 of mine. Not all of them. PS got better deal afterwards anyway!

    i preferred to put myself into a position where i could pay for my children and still live comfortably. Are you arguing that everyone should have children and get married before they do anything else? Seems a bit of a stupid argument if you ask me.

    I owe a lot more than that but thanks for letting me know.

    Do you lot not have anything better to do! As for not seeing me on here for a while i do have a life! Have you lot been arguing about politics, btl slags, house price hpi, crashes, what we should and shouldn't do since i was last here?

    Whatever happens me myself and i will always be ok.

    There are peole who are more intelligent, more savvy, more street wise etc than you. Maybe you just havn't found out yet but we all have our own purpose in life don't we carolt.

    Indeed there are.

    Many, I'm sure.

    Just as there people who are less grandiose, self-important and puffed up than you.

    Just not many. ;)
  • When I was 29 I had a girlfriend who was 19, inexperienced but in that 'experimental' phase.

    I wouldn't swap those memories for all the BTls in the world!

    *DD drifts off into a daydream about those amazing days (and nights!)....*
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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