Best Credit Card for Purchases

8.3K Posts
Forumite
in Credit cards
To ask a question or discuss the article (click here to read it) - just reply to this message.
(note this link has been updated to a new article on 21 July 2004, some of the discussion below may relate to the old version)
(note this link has been updated to a new article on 21 July 2004, some of the discussion below may relate to the old version)
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
0
This discussion has been closed.
Latest MSE News and Guides
Replies
I am looking for a card that offers a good cash back scheme, or a loyalty scheme.
how does Tesco's card compare to a normal 2% discount card?
I will be paying the balance off every month.
Any suggestions ???
"For anyone already with a Mint/RBS Advanta card, next best is the Lloyds TSB Asset (do you mean Advance Martin ???). Here new customers get 0% until 1 September 2004. After that its rises to 11.9%, but this card’s then one of a rare breed, spend on it and it’ll charge you interest even if you pay off in full, be very careful." - what does that mean, should I not use it?
Please clarify :-[
Thannks!
Mark
Cheapest monthly minimum repayment is MBNA at £5 (not sure if this applies to Homebase too), I think most other cards minimum is a %age of the outstanding balance, usually between 2% and 5%.
Cheapest interest rate is obviously 0% introductory deals.
Best bet is probably to try and get an MBNA 0% deal and transfer everything on to that. There is a phone number and promotional code in another thread for 9 months int. free with them (and a pair of free watches too).