Thursday 06/11/08. What small dfw things will you do today???

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Going for quality again today, rather than quantity:rotfl:
-Off to work to earn some pennies
-Then off out to do six mystery shops
-Will have free tea out courteousy of a mystery shop
-Will work on counselling presentation in library
-Will use free internet access at library
-Come home and write up all six reports or as many as i can manage!!
-Type up counselling presentation
-Look for mystery shops

Think thats all i'm going to put on here for the mo, everyone have a great day.

lilly81

Morning,

Today I have/will:
*[strike]made packed lunches[/strike]
*[strike]used left over slice of pizza for DS instead of sandwhich[/strike]
*[strike]go to work[/strike]
*[strike]post housing benefit form[/strike]
*[strike]ring working tax credits about change in childcare[/strike]
*[strike]ring income support about why they sent me someone elses letter[/strike]:mad:
*try to have a NSD Havent managed ths one as have had to pay childcare fees
*[strike]checked spreadsheet and online banking[/strike]
* [strike]I have worked out xmas budget[/strike]
*try n get on MSE more as have let things slip abit
That's all for now, will post more if I can think of any
Hope ur all ok

MrsAudus2b

Good morning everyone - 6 myserty shops in one day Andan?! Wow, you must have to be so organised! Very jealous, I thought I was good!:rotfl:

Today I will:

• Check online banking
• Get OH mum and dad xmas present (DVD through Quidco) - so very nearly finished getting all the presents now!
• Get petrol using Tesco clubcard vouchers
• Aim for LSD
• Go to work appointment
• Have packed lunch
• Go into the office and try and be productive!
• Finally finish updating wedding files tonight
• Put cuttings from wedding magazines into scrapbook
• Use free minutes to phone best friend and my nana
• Storecupboard tea
• Shopping list for tomorrow

Have a good day everyone
xxxxx

Bambywamby

Morning girls & boys

With all this wet weather, and owning three labradors I seem to have spent the last week with a mop tied to my left hand ...however this morning I have woke up feeling very festive and Christmassy...it's taking me all my time not to get my Christmas tree out.

Today I am/have:

Working 2.5 hours O/T
Collecting my wages
Cleaning the bathroom with microfibre clothes and orange oil/vinegar spray
Check online banking
Do any clicks/surveys
Check available overtime list at work
List 3 things on Ebay
Eat all foods from store cupboard
Have a NSD

Have a great day folks,

Bam x

Miss_Piggy_2

Morning Andan and all that follow!

Bambywamby I know what you mean - I have the christmas feeling too. Am having to resist the urge to wrap pressies and write cards!!:D

Little boy seems lot better today although he still has hacking cough. He's driving me mad so must be on the mend !

Staying in this morning to try and catch up with stuff....

* Do washing at 30'c. Bought some soda crystals to try and cut down on washing detergent

* Storecupboard Tea

* Check on-line banking....surprisingly ok!

* Catch up on competitions

* Ebay some shoes

* Dry washing on airer

* Charge mobile at work later

* Turn heating off once little boy all wrapped up after bath

Have good Thursdays all! Only 49 sleeps till crimbo!!!!:D

Miss P
xx

Piquant_2

Morning everyone and thanks to andan for setting up the thread, quality list...:D

Seem to have lost motivation, so that has to be the first item on the list

• find motivation

Glad your little lad is feeling better Miss Piggy

The rest of the list...

• come to work
• bring in breakfast and lunch
• have another nsd number 6!! (bad budgeting:mad:)
• wash riding gear
• pay in cheque
• decide whether I am going on date with ex :eek:
• research matched bet
• list 2 items on ebay
• gather stuff for weekend ebay photoshoot

That'll do for now, see you later:hello:

WelshWoofer

Morning all!

Feeling much better today after a proper sleep last night.

Today I will/have....

• Brought lunch to work
• Making fajitas for tea to use up fresh veg
• Charging mobile at work
• Will go to get cheaper petrol than near home at lunchtime
• Sort out washing
• Check bank/cc/quidco etc
• Do surveys
• Begin packing for work trips
• Do Mr S online shop - still haven't managed it!
• Get some cash out ready for weekend - going to see Steve Coogan care of lovely OH tomorrow evening

That's it for today...
have a great day!

debtfreesomeday

Morning all xx

Sold another book on Amazon today so that was a nice little surprise this Morning :j

Today I will/have:

• Brought breakfast & lunch to work
• Storecupboard/freezer dinner
• Package Amazon sale for postage tomorrow
• Use free gym membership
• Check online banking/quidco/CC
• Enter a few more comps online
• Check for surveys
• Update budget sheet
• Keep my fingers crossed we get the house we're bidding for...

That's all for me, have a great day everyone xx

bathgatebuyer

I'm marking some professional exams tomorrow so will be earning abuot £60 as a result but got to actually do all the preparation today;
Brought in my jam rolls for lunch (eugh but cheap);
Will try some comps later.

mickey_mouse

Goooooooooooooood Morning everyone

today I will be..

-doing clicks
- doing comps
- sort out a sort of mystery shop
- do a lightspeed survey
- eat food from store cupboards
-make even more xmas cards and a birthday card

have a great day everyone:D

KTjazz

Hello everyone,

apologies for my absence yesterday. I was off work and wasn't on the net all day. Yesterday was a bust, food shopping, petrol in car, £4 for ticket to see Boyfriend perform in Radio Theatre Group's performance of The Hitchhiker. It was very good and well worth the £4 (even though he had two comp tickets and I didn't get either of them... long story.) I got to see him in a tux, and that is worth £4 in my book any day!

so on to todays list

Today I have / Will

- check bank and panic
- look for cheap christmas presents (but not buy today)
- check mobile phone spend
- store cupboard meals
- NSD
- drink the free coffee at work
- get (re)started on "The Big Clear Out" PLEASE, if I don't get this finished (or started) can you all please kick my butt about it?!

Quite a short list today but I'm hoping "The Big Clear Out" will take up most of my evening