Applying for a card I've had previously

Country_Girl_3

I had a Capitol One card several years ago, paid it off and closed the account. Can I take one out again and take advantage of the 0% interest on purchases again?

xplora

Country_Girl wrote: »

I had a Capitol One card several years ago, paid it off and closed the account. Can I take one out again and take advantage of the 0% interest on purchases again?

Sure, most of the companies is already allowed you to re-apply after six months.

Russ_Vengeance

Might be worth checking with the individual company before you apply. The time you have to leave between closing one card down and opening another tends to vary depending on which company it is.

Better to check than apply and be turned down, as that can hit your credit rating

Clariman

Country_Girl wrote: »

I had a Capitol One card several years ago, paid it off and closed the account. Can I take one out again and take advantage of the 0% interest on purchases again?

Yes you can. Most lenders will not treat you as a new customer until 6 to 8 months have passed, but Capital One treat you as a new customer almost immediately. Providing you actually closed the account, it shouldn't be an issue.

Clariman