Wednesday 5/11/08. What small dfw things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Busy day again for me today, so wont really get time to do anything dfw.

Today I will:
-Go to work to earn some pennies
-Go straight to counselling course afterwards and will be there till late at night
-Come home and sort out mystery shops for tomorrow
-Phone client from yesterday to check up on her, all part of building up the business
-Continue to work on counselling presentation

Have a great day everyone and catch up with you all later.

Bambywamby

Good morning all,

It's wet and soggy in East Yorks AGAIN, bang goes my washing drying on the line.
However I shall still be:

Checking my online banking.
Going to work for 6.5 hrs.
Eating from the store cupboards.
Having a free tea at work.
Listing 3 items on Ebay.
Taking my doggy to the vets, (he is having an operation ) and then picking him up later on and spoiling him rotten.
"IF" the weather dries up, I will walk to work - takes an hour so it saves on petrol and is free exercise.
Haven't bought any fireworks this year so have saved a fortune there.

And that's all

Have a fabulous Guy Fawkes Day y'all

Bam x
Have a

MrsAudus2b

Good morning all from a very tired but happy me after staying up most of the night to watch the US elections!

Thanks to Andan for starting the thread and hope everyone has a good day.

Today I will:

• Working at home today - will try and grab a couple of hours sleep in a bit!
• Not use any petrol
• Aim for NSD
• Get some work done from comfort of laptop on the sofa!
• Try and do couple of hours of additional work research
• Washing at 30
• Airer dry
• Use free minutes to catch up with nana, grandad and a couple of friends
• Get some housework done (boo!)
• Finish updating wedding files and orgnaise plan for wedding meeting on saturday
• Storecupboard tea and lunch
• Try to put off having the heating on

xxx

Cornball

Good Morning.

Today I will:

1) Eat my homemade bread for breakie at work.
2) Brought homemade lunch in (pasta with Haloumi! )
3) Check if my Quidco has been paid into my account yet.
4) Try and have a low spend day. I need to go to the Chemist for some meds - no buying those 3 for a £1 giant Quality Streets! My weakness is Triangles....:o
5) Make my lunch for tomorrow's work day.
6) NOT USE MY CREDIT CARD.

mbaz

Morning all
Today I have/will

- Make 2 pre-mystery shop phone calls
- prepare for other mystery shops
- finish xmas cards
- make mince pies (didnt do that yesterday)
- watch another xmas film (I love xmas!!)
- go to work tonight even though I really dont want to. Hate the job now. Trying to do my sums to see how long it would take me to pay off debts if I gave it up. Think it would add another 6 months. Going to try to stick it out til xmas but it's making me miserable.

Have a good day all

Mx

debtfreesomeday

Morning all

Grey and still a bit dark here! Feels more like winter every day...

Well today is a bit of a dull DFW day for me, no parcels to post, no Amazon sales to report (yet!).

Today I shall/have

• Checked online banking/CC account/Amazon
• Check Quidco/Survey sites
• Brought breakfast & lunch to work
• Wash on economy setting tonight
• Keep on nagging hubby to turn off lights/TV etc when not using them!
(He's slowly getting the message!)
• Store cupboard tea tonight
• Try and bite my tongue all day at work so I don't get sacked!!! (only kidding)
• Update my DFW diary to keep me sane and distracted from previously mentioned workplace....

That'll do for me, can't think of anything else... have a good day all xx

taplady

Morning all1

today i have/will

• check online banking
• hang washing on airers
• take a packed lunch to this afternoons training session
• do a cash in hand cleaning job this morning to suppliment my full time job.
• eat from cupboards
• have a NSD(hopefully)
• collect the cash for a pair of boots I've sold via a shop window ad.

Thats it for now!

claireabelle_2

morning all
Today I will

• take my own lunch to work
• check my online banking
• read martin's email that he's just sent! :money:
• not spend anything (managed it yesterday!)

Have a lovely day
Claire

Piquant_2

Many thanks andan for setting up the thread, did you set your alarm clock?

Quite fed up today, I've messed up the month's finances good and proper. Somehow I missed the fact it was a five week month and have only budgeted for four! I also paid off the car repairs and saddle off my credit card with what I thought was extra cash. I knew it would leave me short....

Ah well, I suppose I'll work something out, I think it will mean an almost 100% nsd November.

On another note, my ex OH has turned up, would like to start dating me after 10 years on and mainly off absence! Our relationship has always read like an Eastenders plot, now I don't know what to do.

On the DFW front (list is scrawny)

• come to work, need the money
• bought in breakfast and lunch
• check bank - panic
• glare at spreadsheet
• find a matched bet - andan should I do this now for the weekend matches or wait? Please could you advise me

Oh yesterday I had to order a prize for work and I did it through Quidco £4.61 :j

Pippilongstocking

Stuck at airport - lol
today thus far

Been bound in by fog - woo hoo you can tell I dont want to go can't you
Checked bank, where is the money that I transferred on monday????
Fridge and freezer full of food for my being away (if my brother wants to feed my kids pizzas then he can pay!!)
Um what else - reduced price swanky conditioner in the shower

Thats it thus far folks, the longer I am fog bound the longer my list will be!!!

Bought a jacket on Ebay last night - part of my special cut down the wine fund - kinda moneysaving in so far as I would have spent it on wine, but now I am saving it for special treats - like flowery boots I got last week (a bargain) and a jacket last night - also a bargain! Not so much moneysaving as moneymoving and good motivation in the short term.

waving through the foggy airport hazieness - have a great day x

mickey_mouse

Goooooooooooood Morning

well today has just started with a trip to the dentist for a checkup - thought i had escaped but then he put me in for a cancellation appt with the hygienist for this afternoon:eek: . So looks like i will be spending today.

I will also be ..

- doing comps
- daily clicks
- tons of ironing (saves putting heating on higher)
- make some more xmas cards
- I did find 10p just outside the dentists when i came out

have a great day everyone