Tuesday 4/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• check online banking
• make up box with few essentials to take on holiday so won't have to pop to shop as soon as we land.
• make flask of coffee for trip
• remember to pack the wine and chocolate:D
• have last minute peek at mse - no internet for 3 days:eek: :eek:

Have a good day everyone, i will be AWOL for next few days, back Friday evening. Hopefully Andan:A will take charge of posting the thread, if not fay, mbaz and mickeymouse are all usually up and about early:p .
Really looking forward to these few days break as we had to cancel our real holiday when my brother died.
Feeling very sparkly today:j

Miss_Piggy_2

Good morning Sophiesmum and all that follow!

Sophiesmum - hope you have a lovely trip!

Not a NSD day for me unfortunately as need new boots :sad: which really can't afford but needs must. Also need calpol for poorly boy. He has a nasty cough.

So here are my efforts for today

* Checked on-line banking
* Look for cheapest pair of boots I can find
* Make some cakes
* Enter competitions
* Ebay three items
* Heating on as boy poorly but will try and keep it low
* Gloomy day but try not to put lights on

Will have to try and think of some more as that seems a paltry list!
:grouphug: to any of you that still feel poorly today

Miss P
xx

mickey_mouse

Goooooooood Morning everyone:D

Hope you have a wonderful time Sophiesmum

Miss Piggy hope your boy gets better soon

today I will ...

- do comps
- daily clicks
- mail off parcel for ebay so unfortunately have to spend money today
- use food from storecupboard for meals

have a great day everyone:D

mbaz

Morning all

Have a good trip sophiesmum - very jealous!

Today I have/will

- paid rent
- paid CCCS
- storecupboard lunch and teas
- fill car up with 5p off coupon
- finish xmas cards - I thought they were looking really good - santa's and snowmen made doing sponge painting but OH thought they looked like baubles(??!!)
- work out xmas shopping to try to exploit 3 for 2's etc
- try and get the boys to sit still and watch a DVD this afternoon so I can have some peace - maybe even an xmas one seen as I'm having an xmasy day!
- hell I may even make some mince pies!
- oh yes and clicks, surveys, blah blah blah

Have a good day all!

Mx

Pippilongstocking

Have a great time Sophiesmum as well, I am AWOL in Oban from Wed early am til Friday - but as its a posh hotel - I am expecting wireless in my room so who knows!!!!!!

Today washing on, washing up and washing in again
Got to order some oil grrrrrrr
Petrol as well, bummer
Not feeling great so going to doctors
Get a few bits before going away
Cook some things as taken stuff out of freezer for feeding of the sproggies when I am gone
Put Lillies in cold conservatory to make them last longer and stuff so I can see them when home
Order dvd player and freeview box for lodger ? woolies?? have a voucher...
Washing and hang up stuff for goiing away, do a bit ironing and go through my presentation
And of course do some writing.
Cheque for bursary gone to old house grrr grr grrr grrr - much hassles - transferred some money from savings account to try and tide self over, will attempt to pay rent later with that money - what a pain

spotty socks, stripey slippers - does it get any better??? Good luck to you all, first day without my cows to go and see, feels a bit odd.

Bambywamby

Morning all

It's wet and soggy here today - but I shall still keep on the DFW road.

Today I have/will:

Clean bathrooms with stardrops and elbow grease
Have a NSD
Check online banking
Do clicks and fill in surveys
Check Freecycle
Sort through clothes for Ebay and Barnados charity
Eat all meals from the storecupboard
Go to bed for a few hours this morning (worked last night) that will save a few hours electricity tv/heating/kettle etc

Have a great day y'all,

Love Bam x

savingforarainyday

Goodmorning Sophiesmum, hope you have a great trip, and good morning Miss Piggy

Take ds into town for English lesson
Go look at craft stuff for Rainbows (Christmas stuff :j) Not spending my money either.
Letters and admin for Rainbows
Fling rubbish in conservatory in bin bag
window shop for christmas pressies.
Storecupboard dinner
Check to see if anything has been paid for on ebay, so I can post.
Look for another 6 things to ebay.
Go visit Flylady thread on "Old Style" Boards

Have a good day everyone:D

Piquant_2

Good morning you early peeps!

Sophiesmum - enjoy your break, bring us back some virtual Kendal cake
Miss Piggy - do hope your lad feels better soon
mbaz - mince pies already, very impressive

I have realised that I haven't done my budgets for a five week month:eek: I paid off the car repairs and the saddle and knew I'd left myself tight.....I'm really cross with myself for being so stupid:mad: I can easily get by on the food front from the cupboards, not so sure about petrol and horse livery. In actual fact the livery can wait, the yard owner won't mind, but it's not the point...

....and I didn't do all my list yesterday...

• still need to list on ebay
• still need to put books on amazon
• still need to find a matched bet
• still need to pay cheque in (5.33, don't get excited, it won't sort out the 5 week month!)
• forgot to set off loaf in bm
• will check banking and spreadsheets - not that it means anything :rolleyes:
• bought in breakfast and lunch
• tidied and wiped down kitchen
• made bed
• come to work
• do a 30 wash

see you all later

claireabelle_2

morning everyone :wave:

today i have

• brought in breakfast and lunch
• checked banking

and i need to

• not spend anything
• update my sheets - we did our monthly shop last night online :eek: but used mysupermarket :money: , also booked some cheap advance train tix and ordered a slow cooker only £9.96 in tesco direct though and OS feedback is ok from what i could see
• post my 0% balance transfer application for oh's credit card

that's all!

have a good one!

debtfreesomeday

Morning all

Have a great trip Sophiesmum & hope all the people feeling poorly feel a bit better today...

Today I have/will:

• Brought breakfast & lunch to work
• Cooking store cupboard meal for dinner
• Use free gym membership tonight
• Post three books sold on Amazon
• Check online banking/cc payments
• Check Quidco/Amazon sales/Surveys

That's all folks xx Have a great day all...

mcjordi

i have found my council tax exemption certificate from when i was a student so it should wipe out the council tax owed and i should get a nice cheque back aswell
i will get round to painting the staircase walls i will
check online banking