Pay Off £200k in 100 months!

SwitchyChick

Thanks suisidevw - was wondering whether to do the helicopter trip or not. I suppose we're going to be dependent on the weather. I'm sure DD & DH will be up for swimming with dolphins. DS is a non-swimmer so I'll have to stay on the boat with him.

SwitchyChick

Forgot to post this month's mortgage o/p

So - this month I managed to o/p £1,368.35.

Am still considering paying off a lump sum at some point....


Switchy

pammyj74

how on earth do you manage to afford to O/P that much. I am amazed!!

setmefree2

SwitchyChick wrote: »

Forgot to post this month's mortgage o/p

So - this month I managed to o/p £1,368.35.

Am still considering paying off a lump sum at some point....


Switchy

well done on the OP

SwitchyChick

Couldn't resist it, I just had to get the mortgage to under £120k so today I OP'd £2343.16 and my mortgage now stands at £119,999.99!!!

Some of you out there will be raving that its not a nice round figure... You know who you are!

Will update sig when its not so hot & I can concentrate better.


Switchy

setmefree2

well done on going sub £120k :T:T:T

SwitchyChick

Hi All

Mortgage interest was calculated yesterday and the new figures are:

Mortgage interest £589.16
Interest after offsetting £231.86
Value of offset £357.30

So, have paid an additional £408.18 off the mortgage - see revised sig for update.

We have reduced the mortgage by £10k since November :beer:
Yay!


Switchy

chick01

Help - probably sounds daft, but what is "stoozing"???? and should I be doing it????:o

SwitchyChick

Hi chick01

If you do a search for 'stooze' or 'stoozing' on the main site Martin will be able to explain it much better than I can :money:

Happy reading

Switchy

getmore4less

SwitchyChick wrote: »

Hi GM4L
If you're planning to go this winter my advice would be to book your flights as soon as you can.
.............
Right, now I'm going to book my dolphin/whale trips. I have been advised to book well in advance (6 months is a little extreme I know, but my 0% for purchases deal on my CC runs out this month & doesn't need paying until the end of the year), so Kaikoura here I come...!
Switchy

A bit late(doing some catch up) Thanks for the info very usefull, we have friends on the SI and would also like to try and fit in a cruise, we should have loads of time, redundant at the end of the month, the dates have had to change due to family so it might be next year now, there were the great prices this year NZ and Aus flights < £400 so will have to hope they happen again.