Debt Free by December 2009!

lauradora

well done keep up the good work!

determinedtodothis

Good luck and welcome

crapwithcash82

Thanks Lauradora and determinedtodothis - your positive comments are welcomed!! I feel if I write it all down, I have to stick to it!!

Received the £45 quidco payment today so just going to go and transfer it straight to the Debenhams account just now via online banking. If I leave it in my bank until Monday when the banks are open chances are I'll just spend it on something else - and I'm determined to stick to my plan seeing as it is published on the web!!

crapwithcash82

Debenhams Account [STRIKE]£372[/STRIKE] £281.60
[STRIKE]Payments for Dec/Jan Minimums £46
Quidco £45[/STRIKE]
Child Benefit Money £75 (Due Tuesday 13th)
Expenses £67
Jan Pay £139 (Leaving £200 suplus)
Debs Paid!!

Credit Card £354.62
Min for Jan £9.45
Surplus from Jan Pay £200
Child Benefit Money £75
Feb pay surplus £90.17 (leaving £268.83)
Credit Card Paid!!

Next £309.84
Mins for Jan/Feb £ 64.50
Feb Pay surplus £245.34 (leaving surplus £23.49)
Next Paid!!

crapwithcash82

:mad: Just got my road tax reminder in the post when I got home from work - that wasn't part of the plan for Jan and Feb!! I totally forgot about it

I'm going to see if I can ebay / sell enough stuff at work to cover it because I don't want to mess up my careful plans above!!

Wish me luck......

determinedtodothis

Your doing really well!

have you thought about doing the free scratchcards/Bingo where they match a deposit? i won £50 last week!

determinedtodothis

Your doing really well!

have you thought about doing the free scratchcards/Bingo where they match a deposit? i won £50 last week!

crapwithcash82

determinedtodothis wrote: »

Your doing really well!

have you thought about doing the free scratchcards/Bingo where they match a deposit? i won £50 last week!

Oooh that sounds good! Can you recommend any?

I've just sold a fancy dress outfit on ebay for £25 so I've decided I am going to wait until I have £100 in paypal before I transfer it - so that it makes a bit of an impact!

crapwithcash82

Debenhams Account [strike] £372.00 £281.60[/strike] £206.60
[strike]Payments for Dec/Jan Minimums £46[/strike][strike]
Quidco £45[/strike]
[strike]Child Benefit Money £75 (Due Tuesday 13th)
[/strike]Expenses £67
Jan Pay £139 (Leaving £200 suplus)
Debs Paid!!

Credit Card £354.62
Min for Jan £9.45
Surplus from Jan Pay £200
Child Benefit Money £75
Feb pay surplus £90.17 (leaving £268.83)
Credit Card Paid!!

Next £309.84
Mins for Jan/Feb £ 64.50
Feb Pay surplus £245.34 (leaving surplus £23.49)
Next Paid!!

Thats another £75 off the Debenhams card, plus I have sold 2 items on ebay which come to £32, so I think I might just transfer that from Paypal and use that too - means the road tax won't have quite such an impact if I have £32 from somewhere else to use against the Debenhams card...

Feeling quite positive about my mini-repayment of these three debts despite the set back of the road tax!! Wouldn't normally have minded so much but I've stopped using the car for work and now I walk so I grudge the tax even more this time... never mind, its not an option!

crapwithcash82

Today I sold 2 Wii games via tradeyourstuff.co.uk for £14.80, and have put through 4 mobiles in mazuma mobile which I did through quidco giving me an extra £6. Thats a total of £47.80 for today which will go towards one of the above!

Have a box of things to put on ebay tomorrow, but the pictures I've taken are too high a resolution to upload so I'll have to retake them in the morning.