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REFUND for purchase with credit card

Hi

I bought two items from an independent retailer last week - paid over the 'phone by credit card, a total of £959. After 5 days, I changed my mind and asked for a full refund. I was told they were keeping 10% - £95.90 of the full purchase price, including the delivery charge - £30. These were stock items, not special orders. The manager told me he tried his best and nearly lost his job trying to argue my case, but the owners refused a full refund. I offered to purchase one of the items at £129 but was refused. I accepted the refund but have told them the matter is not settled and I am trying to find out if I am covered for a credit card purchase for full refunds within 7 days. Can anyone clarify please? Thank you.

Comments

  • Did you read the terms and conditions for refunds ?

    I know that we're all guilty of not reading such T&Cs enough, but the onus was on you to check them out.

    If they state that full refunds are not possible in these circumstances, then you probably don't have a case for your credit card company to try and get some of the money back for you.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It probably states that there is a restocking charge, which is quite normal nowaday. And the item was delivered, so that was another cost they incurred, dont think you have any case - sorry
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • DesG
    DesG Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Check out the distance selling regulations, they cannot charge you a restocking fee, get straight on to your CC company.

    Cheers, Des.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    under the distance selling regulations you are entiteld to a full refund within 7 days of delivery. (with some exceptions)
    you may have to pay for the cost of returning the goods but you should have been told in advance.
    ask them again for a full refund and if they don't comply complain to the local trading standards officer.
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