"Monthly home insurance repayments don’t exist." - oh yes they do!

Woby_Tide

some insurers have limits on what type of properties they want to cover and so have a limit on the max rebuilding cost/contents cost they will cover up to. If you're existing insurer allows higher values that might be why some other insurers don't (i.e. a lot don't allow contents values over £50k)

gromituk

This is just for buildings insurance - I wonder what the limit is? It seems odd, because I transferred from another insurer to my current one a few years ago, so at least two companies cover it!

kiwichick

My insurer (RIAS) while offering me a VERY GOOD rate does charge a terrible £2 per month to pay by DD rather than in a lump sum annually. Needless to say I've changed to an annual payment, a saving of £24.