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  • Have (almost) had first NSD and have batch cooked loads of cottage pies - kids may well be sick of these soon but until then will keep doing them !!

    providing there are no last minute emergencies should be on for 1 NSD, but with 2 kiddies emergencies come thick and fast !!

    Back to work tomorrow after having most of half term off - how depressing - have decided car parking charges do not count on NSD's - nor petrol, otherwise coud never have one on a working day which limits me somewhat !!

    Hop you are all having a great Sunday, mine didnt start until 12, who knew the kids would let me sleep that long - love them lots !!

    Maia xx
    Current Debt £4430 (Nov 08)
    + mortgage (can't fit that many zero's on !!)
    Nov NSD's aim - 4, NSD's so far - 1
    Grocery Challenge - £135 for November/spend so far 38.13
    The greatest pleasure in life is doing what people think you cannot do :D
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome

    Another suggestion http://forums.moneysavingexpert.com/showthread.html?t=1245171 Join the November make £10 a day challenge too - try and get some extra funds in so that you can still have some luxuries and create more cash to pay off debt.

    If you want ideas for Xmas look at this too!http://forums.moneysavingexpert.com/showthread.html?t=1175727
    Hope that helps :D
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Hi

    I dont think i can do the make £10 a day one as i have already ebayed and amazoned everything we own that we dont need - i have xmas all sorted and bought though from this money which is a big weight off my mind !!

    will try the xmas link though as i still have bits and pieces to do to "make up" gifts.

    Thanks xxxxx
    Current Debt £4430 (Nov 08)
    + mortgage (can't fit that many zero's on !!)
    Nov NSD's aim - 4, NSD's so far - 1
    Grocery Challenge - £135 for November/spend so far 38.13
    The greatest pleasure in life is doing what people think you cannot do :D
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