Housing Benefit Query

McKneff

bunny999 wrote: »

You can claim JSA if you sign on and are actively seeking work. If your wife has paid NI contributions she should claim retirement pension.

Bunny999 gives some good advice
£1000 per month and you expect help from us taxpayers.:eek:
Pensioners are trying to live on a lot less than that.

Emmzi

you can work at 60+ !!!! I expect by the time I get to retire, retirment age will be at least 75!

blimey!

cw18

I've already got to wait until I'm 66 for my state pension -- assuming there's one left for me by then !!!!

It stinks, 'cos when I signed up for it (ie. paid my first NI contribution) I was promised one at 60 -- and unlike company pension schemes I've been in they've managed to delay it for 6 years without putting it to the vote of the members !!!!

PasturesNew

£1000 coming in per month, rent somewhere small and get an easy part time job each.

Oldernotwiser

Can you not use the money you've been paying your son for rent to pay for something elsewhere? If you've been living off him rent free then it's perhaps not surprising that he wants you to leave!

seven-day-weekend

You will not get HB to pay your son and will be expected to either move into your flat or sell it and buy something else to live in.

If you are over 60 you may be entitled to Pension Credit (like Income Support) for your income and maybe Council Tax Benefit.

If the female partner has paid her NI she will be entitled to State Pension.

real1314

How much is this property that you rent out worth?

Given that you get a £12k income from it, I'd guess at somewhere over £200k?

So, in fact what would probably happen is that the income from the property would be completely disregarded on the basis that the capital asset would not be disregarded as capital. (it is income from capital, so diregarded)
Then the £200k property would mean you couldn't get HB as you have more than £16k in capital. You could claim Pension Credit, but they would assume a weekly income of £1 for every £500 of capital over £6k. So £200k - £6k = £194k.
£194k / £500 = £388 assumed weekly income.

On the other hand, they could decide to diregard the house as capital, in which case they'd treat the £12k per annum received as income.

fluffymovie

Hello there,

Treatment of 2nd homes are complicated and you should always seek advice.
If you have an income of £1000 a month, that would be your income.
From memory, we wouldn't use the capital value of the home as it is rented out.
You could claim HB / CTB if you rent somewhere else and the income of £1000 would be used.

Errata

I'm not sure it could be classed as a second home, it's the OP's only home - they just chose not to live in it. I can't believe the benefits system is so cockeyed it's happy to use taxpayers money to fund the rent of someone who can live rent free in a house that they own !