PPI Reclaiming discussion Part III

tylerlewis

marshallka wrote: »

Right going to go offline now. My head is spinning from this as well. I hope turbo works it all out .... lol

I always thought on a settled loan (and still do:D ) that the amount you settle with matters. Turbo would disagree here... it seems. I have posted from the FOS but if they are wrong then I argued this and have all the emails of my arguing it and the replies perhaps I could make a complaint:eek: (just kidding cause I know and understand how they were worked out now.) The settlement you actual paid does matter in working the refund..;)

Sorry Turbo - we will have to agree to disagree here....;)

Thanks Marshallka for your help but I still dont understand how it works lol
I think all I need to know now is is the rebate theyve deducted off correct, are they gonna give me a chq (need to ask HFC this one) and if I do get a chq are they still gonna make me refinance the 2 loans as one and if its under the same terms as the 1st loan does this mean its gotta be done over 5 years as well???????? Tooooooooooooooo many questions aaaahhhhhhhh

marshallka

booi666 wrote: »

Good night marsh;)

I'll get there soon Boo.... just lots of confusion tonight...;)

di3004

marshallka wrote: »

This was the first post from tyler tonight...only mention of ONE loan...

Right then okay.;)

So its the 2 loans to deal with then for mis selling and not the 1 ?

If that is the case is it best for tyler to get the full calcs on these then, you know when the first loan was taken out, paid off, then the new loan which I take it is a consolidation then?

NickProv

Im claiming back my PPI which was mis sold by yes you guessed 1st plus. I have been paying it for 40 months and pay £96.12 per month as its on a huge loan over 20 years. How much should I be claiming back?? I have had a offer of 1st plus for £2721. Im thinking I should be claiming back what I have paid plus 8% is this right with my calculations being around £4158, is this about right or should it be more.
Please someone help

Thanks Nick

marshallka

tylerlewis wrote: »

Thanks Marshallka for your help but I still dont understand how it works lol
I think all I need to know now is is the rebate theyve deducted off correct, are they gonna give me a chq (need to ask HFC this one) and if I do get a chq are they still gonna make me refinance the 2 loans as one and if its under the same terms as the 1st loan does this mean its gotta be done over 5 years as well???????? Tooooooooooooooo many questions aaaahhhhhhhh

Your first post about the refund only mentions it as a single loan and that is where the confusion has been. I then saw you posted about your second loan and assumed then that the first loan was settled and that you then had one large loan.

Turbo then came along and I was confused myself then.

booi666

marshallka wrote: »

I'll get there soon Boo.... just lots of confusion tonight...;)

Bet im there b4 ya:eek:

booi666

di3004 wrote: »

lol, I wish.......:D :rotfl: :rotfl: , but I don't like Vampire horrors.....:eek: :rotfl: lmao

I dont like any horrors,:eek: :eek:

R lass thinks im a wuss:D


Im more into comedy:rotfl: :rotfl:

tylerlewis

marshallka wrote: »

Di, at the time that tyler posted tyler had only mentioned one loan... I did not know of the other til after...I assumed that the first was paid off for the second loan after she posted this...

Sorry I thought putting both details might confuse things so only put details of 1st loan but looks like I made things worse by doing this.

Both loans are still running by the way neither have been paid off yet

marshallka

di3004 wrote: »

Right then okay.;)

So its the 2 loans to deal with then for mis selling and not the 1 ?

If that is the case is it best for tyler to get the full calcs on these then, you know when the first loan was taken out, paid off, then the new loan which I take it is a consolidation then?

Tyler says both are still active but the refund letter only mentions one of them and that is why we were confused. I read it as only one loan .... I then assumed after seeing details of another loan that this was consolidated into one but seems not...

I am going to leave you to it now to work the Firstplus one out with your mate Turbo as I assume he/she will be back...

Good luck

marshallka

booi666 wrote: »

I dont like any horrors,:eek: :eek:

R lass thinks im a wuss:D


Im more into comedy:rotfl: :rotfl:

Psychological thrillers myself and comedy and family. Used to love horrors though...;)

I never watch any films now though...

Too much time on here...:o