PPI Reclaiming discussion Part III

di3004

booi666 wrote: »

B back shortly peeps,

Gotta eat summat feeling a bit pat and mick:eek:

I'm gonna eat now shortly as well.:p

maxdp

molly44 wrote: »

Thanks for the note of support maxdp. Never getting married again!!

molly44

Molly do not blame you why buy a book when you can borrow from the library and take it back when you get fed up with it and change it for a new one with no expense..;)

maxdp

sacbaby37 wrote: »

Evening everyone, hope your all ok, i know boo has a sore head lol, but i hope you all have had a good day of rest, if thats what its meant to be called. sarah xxx

Hi sarah

Yes thank you had good day of rest. Am sure boo is feeling better now. Wonder if he is going out tonight again if he is am not going to log off till much later.:rotfl::rotfl::rotfl:

sacbaby37

di3004 wrote: »

Glad I only have the 2.......:eek: , sons age 20 and 14.....
Saying that I call hubby the 3rd one.....lmao :rotfl: enjoy your wine hun:beer: Di XXX

i will thanks Di, im on my second now lol;)

di3004

sacbaby37 wrote: »

i will thanks Di, im on my second now lol;)

Good for you.....:T :beer: X

booi666

Are lass is out tonite with her mates for her birthday,:T


So im left to fend for myself,

so ive just made myself a home made pot noodle:eek::eek:

maxdp

Tock389 wrote: »

Hello. I've just heard back from Nat West over my ten loans (I've been extending my loan each time, and now have a £23,000 personal loan with them).
I said I was mis-sold PPI for all of them. Anyway, the bank has not admitted liability but as a goodwill gesture has offered to refund the premiums I paid for the first six.
Namely,
£85.62
£99.20
£208.15
£191.13
£430.03
£469.43
0.48p (!)
In each case, the bank paid the balance of the PPi into the loan account i.e as a credit when I took out the next one.
But the last four loan extensions are different.
Nat West says each loan included a single premium policy BUT unlike the others it doesn't specify the premiums I paid, or the lump sum added at the start of each loan.
For each of these four loans, (£16k, £18k, £20k, £23k) Nat West has offered a "goodwill gesture" of £750.
Are they trying it on? This is a fraction of the single premium PPI I paid, so what should I do?
I'm tempted to claim the refunds for the first six loans, which comes to £1484.04 but contest the others.
I'm not complaining, if I took all ten refunds it would be £4,484.04 in my pocket, but I reckon I should contest the last four- tell me what you think..

Tock

May I suggest that you send of 10.00 for a SAR. If they are offering a goodwill gesture then I am sure they owe you more.:rolleyes: If they were refinanced then each PPI you had with each loan will have carried through to the next one. I am sure once you get SAR back somebody on here will be able to work out what you are actually worth.

Turboman is a genius with figures. Have not seen him on here for a while but am sure if your put up the figures here somebody will be able to advise you.

Good luck. if you look back a couple of pages Incipidence posted a SAR letter that you can use.;)

sacbaby37

maxdp wrote: »

Hi sarah

Yes thank you had good day of rest. Am sure boo is feeling better now. Wonder if he is going out tonight again if he is am not going to log off till much later.:rotfl::rotfl::rotfl:

i would rather stay too nothing on the tv so just waiting for boo to have a few then we might both have something to hang around for lol;)

di3004

maxdp wrote: »

Tock

May I suggest that you send of 10.00 for a SAR. If they are offering a goodwill gesture then I am sure they owe you more.:rolleyes: If they were refinanced then each PPI you had with each loan will have carried through to the next one. I am sure once you get SAR back somebody on here will be able to work out what you are actually worth.

Turboman is a genius with figures. Have not seen him on here for a while but am sure if your put up the figures here somebody will be able to advise you.

Good luck. if you look back a couple of pages Incipidence posted a SAR letter that you can use.;)

Thanks for mentioning the SAR Maxdp.;) X

booi666

sacbaby37 wrote: »

i would rather stay too nothing on the tv so just waiting for boo to have a few then we might both have something to hang around for lol;)

As churchill would say STEADY NOW:eek: