Wednesday 29/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• update spreadsheets
• storecupboard lunch tea
• make a loaf in breadmaker
• go for swim and jacuzzi -to use gym membership
• not use car
• try and have a no spend day
• be sparkly
• sort out more xmas pressies - made two hampers last night from my stash so well chuffed so far:D

Good morning guys,
Another freezing day here although the sun is also out :rolleyes: lots of preparations today at work for the halloween party on friday. Have to pre cook enough hot pot etc for 45 people - lots of spuds to peel:eek:
have a good day everyone - catch up with you all later:D

taplady

Morning sophie'smum and all who follow!

Today I have/will

• check online banking
• take meal out of freezer(HM)
• hang washing on airer

thats about it as I'm off to work soon.

debtfreesomeday

Morning all

First frost here today - looks AND feels like winter now! Finally had to relent and put the heating on last night...

Today I have/will:

• Check online banking/cc
• Brought breakfast & lunch to work
• Storecupboard dinner
• Another NSD
• Wash on economy setting
• Check Amazon sales / Quidco / Pigsback

Hmm, think that's all for me today. Have a good one everyone xx

Miss_Piggy_2

Morning all

Freezing cold here today too. Brrrrr! Heating is on for the moment - can't bear the cold! Bit happier today after bank charges pain in the bum yesterday.

Having a good deft-free-wannabee day today :

* Entered about 20 comps already
* Free dinner - mum in process of making us a lasagne
* Free hairdo today - mum has bought me a dye and is doing it PM
* Ebay comp winnings tonight
* Washing drying on radiators whilst heating on
* Mum has bag of groceries for me to bring home with me
* Mum has offered to pay the difference so I can get my talktalk DD
changed to the 1st of the month with all my others

It has occurred to me (and all of you probably:o ) that my Mum and Dad help me out A LOT. I love them to bits and don't know what I'd do without their help sometimes. So....to all you Mums and Dads out there.......


:starmod: :starmod: YOU'RE FABULOUS!!!!!!!!:starmod: :starmod:

Miss P
xxxx

mickey_mouse

Goooooooooooooood Morning everyone:D

today I will be doing...

- going to the gym (just been)
- comps
-daily clicks
- check ebay item i am selling
- ironing (it may keep me warmer)
- other chores

havea great day

mcjordi

no spending money lol
hoovering up and general tidying
thats about it

sugarpants_2

Well we have removed Sky Sports and Movies yesterday. So that will leave us £30 better off a month.

Today Im having a no spend day and staying indoors with the kids most of the day doing crafts etc..

Unfotunatley need the heating on so spending a little on that:cool:

bathgatebuyer

So far today, I have given someone a compliment so they bought me a coffee (must not get too many compliments!);
I ordered my £30 worth of HMV vouchers from Pigsback (ipod docking station here I come!);
Checked my Valued Opinions account and I'm just waiting for the cash to transfer from my latest survey to claim another £10 HMV voucher;
Not going to the football tonight, instead watching it on TV saving £30 in petrol and £15 to get in.

LittleCharlie

Oooh, first time I've posted here! I'm going to put a big "HI" post up at some point, but I'm sitting at work at the moment so not really got time to think about it.

Today I will:
*Clicks
*Write two Ciao reviews
*Upload my new batch of photos to my agency
*Investigate matched betting

Also have to go shopping in Tescos to buy a few bits for DB's mums birthday (making a pamper hamper) so I'm going to get him to put that on his card instead of mine. And I will NOT buy Green & Blacks Choccie in Tesco...

WelshWoofer

Good morning! Flipping freezing here ooop north!

Today I will/have.....

• Brought lunch to work
• Made cookie/hobnob things last night
• Having leftover leek and potato soup and dumplings for tea - mmmmm!
• Taken frozen spag bol out of freezer for OH's tea to make some room in freezer
• Walk dog for free exercise (you go quicker in the cold!)
• Tidy bedroom (got waylaid last night)
• Check bank/CC/quidco/surveys etc
• Only put heating on when I get home from work (not on timer)
• Do meal plan for next week - didn't manage it yesterday
• Think about Xmas pressies for family
• Only drive to work
• Give my lovely OH some free love!!!!:p (Helps to keep warm!)

That's it for today
Take care in the cold.

mbaz

Morning all!

Not much doing today just going to have a lovely day with my boys.

I'll wander into town later as need tog et the halloween outfits but I'll just get them something cheap from tesco.

clicks
surveys
check for mystery shops and prepare for ones later in the week

and thats it!

Mx