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Roll up, Roll up! November - The NSD Challenge....!
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:wave:Hiya my lovely fellow NSD-ers
WoooHoo Herewegoagain - our second finisher already! :beer: :j :dance: :T
This definitely calls for some clappy hands! :T :T :T
I'm still doing fine on the NSD front but I'm painfully aware that haven't even started the Christmas shopping yet. :eek:
I'm also dreading the milkman knocking with our first bill cos it's going to be enormous! (and I don't know when it's likely to come so it's hard to plan for it!) But it's been a boon on the NSD front.
The car repairs cost £200 this week (new brakes) and I'm hoping to tile and paint the bathroom this weekend so I'm going to need to buy both tiles and paint etc. Not having a car last weekend put the kibosh on getting much done in there plus Hubby was poorly sick and grumpy about the car so that didn't help.
Plus my daughter totally trashed her boots in the mud of our local park on Bonfire night - well she just finished them off really. They'd already had it - but that means more money plus the joy of shoe shopping with a teenager who doesn't know what she wants but is absolutely certain that it's nothing like anything I might suggest!
:rolleyes: Bless. Who ever invented the phrase "withering look" must've had a teenage girl at home!
See -"Spend, Spend, Spend" - that's me for the rest of this month!
Eeeek! :eek:
Love Jacks xxx
PS Forgot to say: 16 out of 22 on day 20.Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Eventually i've had another NSD! I might just scrape through this month - if i'm careful:rolleyes:£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Hurrah!!! Done it!!
More due to the fact I messed up this month's budget and have had no money at all. I'll be carrying on until payday.....
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Another nsd for me - think I'm gonna make it this month.:j
Jacks - I know exactly how you feel - DS needs new trainers so that's the whole of Saturday taken up - trying to find the balance between price and brand.:eek:Debt free and Keeping on Track0 -
Spent 2 gift vouchers today but thats free money so not counting so 7th NSD for me
Now a SAHM trying to earn some spare pennies each month0 -
Don't think I'm going to make it this month:mad: -what with christmas shopping etc etc - might be able to do better in January!!!!
Had a NSD today :T - think that's only 3 though - need to check!
Yep - 3/8 - not great!!!20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
9 for me now really gonna do this as next month is going to be a nightmare!!!Bit of a Florida Fan :j
8/12/08 Highlands Reserve, 3/12/09 Calaby Parc
18/8/10 Villa Upper Class 19/12/10 Villa Upper Class
10/08/11 C P Tower Lake 10/12/11 C P Tower Lake
28/4/12 Emerald Island 22/7/12 Florida for 6 weeks
13/12/12 4 weeks C P Tower Lake 13/2 Prize win Orlando0 -
Well I'm now up to 4 but I'm struggling. Little things keep popping up and it's a pain in the posterior! I'll be glad when I'm not getting back from work at such a late hour and can get my !!! down to the food shop!November NSD Challenge! (started 08/11) = 3 / 8 £10 a day traineeTOTAL DEBT : £9,950 [strike]£10,190[/strike] / £11,800
1st Target CC#1 - 20.8% : 2382 / 2500 2nd Target CC#3 - 14.9% : 3302 / 3500
3rd Target Loan#1 - 13.5% : 602 / 800 4th Target Loan#2 - 11.3% : 3664 / 50000 -
Haven't posted on here in a few days. I had a couple more NSDs earlier this week, but not today (a Pizza from Prezzo, hmm it was lovely) and flapjack yesterday!
But I reached my target on Tuesday! WOO!
10/10
I'm going to try and get 3 more this month though.0 -
Just had another NSD, it's so much cheaper without DD:D "You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0
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