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Wescot Final Notice
scaredy_cat
Posts: 7,758 Forumite
Earlier in the week i sent off a letter to Wescot asking if they will accept a pro-rata offer as payment on the debt (Tesco CC/RBOS). I included a budget sheet as well.
Today i have received a Final Notice demanding i pay the outstanding amount by 5th Nov, or a 'Claim Form/Summons may be lodged with Hull County Court', and the've then added £135 legal expenses to the debt amount.
Is my next step to request the CCC? I have had the credit card for a couple of years.
Thanks
Today i have received a Final Notice demanding i pay the outstanding amount by 5th Nov, or a 'Claim Form/Summons may be lodged with Hull County Court', and the've then added £135 legal expenses to the debt amount.
Is my next step to request the CCC? I have had the credit card for a couple of years.
Thanks
Cats don't have owners - they have staff!! 
DFW Long Hauler Supporter No 150
0
Comments
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just bumping this for you.For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 20070
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umm... should i mention that i have defaulted on this debt and not paid them for a few months. Also i didn't send a payment with the pro-rata offer letter...Cats don't have owners - they have staff!!
DFW Long Hauler Supporter No 1500
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how much are you talking about here? it will help get things in perspective.For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 20070
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the total amount owed on this debt is £730.99.Cats don't have owners - they have staff!!
DFW Long Hauler Supporter No 1500
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and that includes £135 expenses? hoping someone can help out here because this sounds odd.For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 20070
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no, the legal expenses take it up to £865.99.
:-( and by a few months i might mean about 6 or 8:eek:Cats don't have owners - they have staff!!
DFW Long Hauler Supporter No 1500 -
Whats the date on the letter? Has it crossed in the post with your letter?Moving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
frasersmum123 wrote: »Whats the date on the letter? Has it crossed in the post with your letter?
the date is 22nd Oct, so it has. I posted mine on Tues morning.Cats don't have owners - they have staff!!
DFW Long Hauler Supporter No 1500 -
bumping this up because I'm sure there is something iffy about the high level of fees for this and I'm hoping someone can helpFor what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 20070
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It's a standard letter of Wescot's. If you've sent a pro-rata offer justified by a financial statement, they'll probably accept that - give them two weeks from when you sent it for them to respond.
In the unlikely event of a court claim, you already have the figures to justify an offer though the courts.
How much did you offer per month?0
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