Monday!!

saintly_2

is going to be the 1st day of the rest of my life!!!

• I am starting afresh, its payday on Monday and have set up a budget that im determined to stick religiously too

• Im quitting smoking too. My new partner doesnt smoke and it must be awful for him to kiss an ashtray!

• I have set myself a budget of £5 a week. The only thing i ever buy is a pack of chewing gum at 33p a day which scared me £120 a year on chewy, no wonder my dentist has a heart attack. As I will no longer will be smoking im going to carry on buying the chewy to help me for the time being as its nothing compared to the £800 a year i spend on cigs

• I am going to pay all my bills this month, and will not have 1 silent phone call off a credit card (hopefully)

• My spending diary is all ready to be written in

So if i stick to the budget i will have £50 to make an overpayment on a credit card.

Peoples stories on here have inspired me so a big thankyou to everyone!

halight

Good luck.......I hope you find it easy to stick to.....

All the best

postingalwaysposting

Goodluck saintly, you know you can do it if you put your mind to it have a fab weekend and get ready for monday

Kandipandi

Good luck with this - now you have set your mind to it you must feel great!

MrsPorridge

Best of luck and please remember to keep us posted on how well you are doing.

Have you seen the payment a day challenge? It might be worth having a look at that. Just paying £1 per day off a credit card is a great feeling.

saintly_2

the 1st 2 weeks i will see how much i have left at the end of the week, whatever that is will go to a credit card. i may start getting more confident an do a payment a day but just baby steps at the moment!

thanks for your support xx

Piquant_2

Good luck Saintly, as Mrs Porridge says the payment a day challenge is great once you've settled into your new routine. So's the make £10 a day challenge, if you've got plenty of stuff you can ebay - Good luck!!!!

Kmac_Edin

Good luck!!

I'm trying to stick to my budget which I set myself at the middle of the month when i got paid ( £150) and so far so good.

There have been moments of weakness but you just have to hold out! xx

ngotb

Good luck, Saintly! and good on you for being so determined! Every bit helps and i know where you are coming from. it is great to have such support!

cornishinfens

Good for you! but a thought occours! (and thats a rare thing for me!!!)
In your siggy (Sorry sorrry!) Signature.... add a savings bit showing what you have saved on giving up the foul tar sticks... should act as a boost for you and inspire others.

saintly_2

been naughty already today

I have a job interview at 2pm today and smoked 1 cig today to try and battle the nerves, i have no more cigs and no lighter, i have even take the car cig lighter out to not tempt me

I have cravings for lucozade original and bought a bottle this morning and a packet of chewy, not good on a £5 budget, spent £1.30 already.

Paying money off 2 credit cards today which is the 1st time in a while i'll be doin it on payday

Had to pay £25 of works xmas party, didnt mind paying that as all drinks are free on the night and i have a lift so cheap night out.

thanks for the idea of putting the savings in the sig, all done!