Move to Canada

The_Biff

Again - more advice for when you return to UK. Mrs Bag cannot get any Canadian state pension credits to up her UK State pension, until she is 65. Her Canadian service is ignored until 65. The federal retiring age for women must be 65 in Canada & not 60 like here.

deemy2004

Canada's got a very strong currency... so your £ is not going to buy as much as it could a year ago.

catchyerselfon

Thanks again
So trying to pull the thread back on track a little,

Cook_County

1. Your share of the interest paid by HSBC International is already taxable in the UK. Your wife's is not taxable unless remitted to the UK because she is not domiciled here.
2. When you move to Canada you will be liable for Canadian tax on worldwide income, whether or not held in ISAs. This is why I suggested you investigate immigrant trusts especially if you not certain you will remain in Canada for the rest of your life.
3. There is no UK tax on closing ISAs. There may be Canadian tax issues, so you may well want to close these before you leave the UK.