Disabled breakdown cover?

Has anyone priced up disabled breakdown cover and worked out the best option?
I'm trying to compare RAC (with cashback) vs RAC blue badge breakdown vs any other products on the market.

Update:
I'll try to add suggestions to the top of the list so we can see a summary
AA
http://www.theaa.com/breakdowncover/disabilities_information.html
RAC
http://www.rac.co.uk/web/blue-badge-holders/.

still looks cheaper to get regular RAC cover through quidco if you are mobile enough to get in the van!

Comments

  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    What a good idea for a thread. If we can put together a list of organisations that offer discounted breakdown cover for the disabled, people will be able to do comparisions based on their own circumstances.

    The AA give discounted cover

    http://www.theaa.com/breakdowncover/disabilities_information.html
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
  • mcspanna
    mcspanna Posts: 188 Forumite
    I've always used the RAC response cover since learning to drive (over ten years ago) I've generally been very impressed with the service and on the one occasion when I wasn't (they left me on my own for 3+ hours on the hard shoulder) they gave me 3 months free membership :-)
    "According to all known laws of aviation, there is no way that a bee should be able to fly. Its wings are too small to get its fat little body off the ground. The bee, of course, flies anyway. Because bees don't care what humans think is impossible" Bee Movie 2007
  • cheers guys, I searched everywhere for a link to the AA page.
    I'd also like to compare this with current 'standard' policies, as with eg quidco cashback this may work out cheaper for people who eg don't need an accessable vehicle.
  • jodie114
    jodie114 Posts: 417 Forumite
    can i just say, that as the disabled passenger in the car, the rac response has been excellent. I am not in a wheelchair, but cannot bend easily due to a back injury, and they have always made sure they send an appropriate vechicle, plus its also about timing, you usually are put in front of "normal" customers, which can really help when its cold and dark on those motorways!
    Ok, ok, i need to go back onto Weightwatchers, lost 7 stone..... 2 back on, this has to change.....Help!!!:eek:
  • Brilliant thread! Yet another "benefit" which I wasn't aware of.
    Many thanks OP
    I must go, I have lives to ruin and hearts to break :D
    My attitude depends on my Latitude 49° 55' 0" N 6° 19' 60 W
  • My daughter has a blue badge and got a reduction on her AA membership and as she is disabled she gets priority if she has to call them out.
    Kondo'ed 76 items from wardrobe, 4 carrier bags of books
  • nanokitten wrote: »
    Has anyone priced up disabled breakdown cover and worked out the best option?
    I'm trying to compare RAC (with cashback) vs RAC blue badge breakdown vs any other products on the market.
    I've been with the RAC for about 6 years - my annual cover costs around £89, but for that I get the top level of cover (I think it should cost around £150). The cost of cover has barely increased over the years, although I've never had to call them out yet.

    I did have to call them out on my father's behalf (also a BB holder) about 4 years ago, when I discovered that the local oiks had cut his fuel line and practically drained the tank. We were told that it would be at least an hour before someone could get to us - he was there in 15 minutes or so. He did a 'temporary' repair to the fuel line and then followed us to the nearest petrol station to make sure that we didn't run out of fuel on the way there.

    Although I've not yet needed them personally, I wouldn't ever consider letting my membership lapse, purely for the peace of mind it brings.
    s/e
  • I do not recommend AA relay - as RELAY means being relayed from one vehicle to another. i.e. if you are in another County your AA initial collection of vehicle & yourself will only take you to the edge of their area. then your vehicle & you are taken off and left until the next AA vehicle from another area arrives and your are re-loaded.

    This can be up to five times if your down South. Exchange usually takes place on a Service Station on the Motorway.

    My husband has severe back defects and has a wheelchair for walking more than a few yards.

    We have been there, done it and also now see people being "dumped" to await the next area vehicle.

    No thanks - not again. we now always use the RAC - we've even found that insureres who have their own receover, use RAC for receovery.
  • any one know what the current rate for regular RAC cover is when you factor in the varous cash back offers, I think my brother paid about £40 for top leval cover.

    Ironically I have managed to get discounted breakdown (green flag) when I haggled with my insurer direct line (I paid extra and got top leval cover for £39).
    Its the regular kind but I am happy with that.
  • meemee75
    meemee75 Posts: 22 Forumite
    what another great and helpful thread. :j

    My breakdown cover is just about to run out on my car, got one year free when bought the car and was about to re-new with the AA with the cover I had previously. I didn't know about bluebadge/disablity covers I will now spend alittle more time and compare the disablity options with both the RAC and AA
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