My brother had got power of attorney!!

rose28454

pinkshoes wrote: »

You can download a title register from The Land Registry (http://www.landregistry.gov.uk/wps/portal/Property_Search) which will tell you who owns the house, which costs £3.

If there's sufficient equity, then I guess the bank won't be too bothered, as they'd just sell the house upon death to cover all the money they're owed. I presume the money owned is sufficiently less than the £120k equity?

For a man over 65 years old, his average life expectancy is 17.1 years, so at the age of 71, it seems really odd that such a long mortgage was given! Big Pension?

Have you spoken to your oldest brother about what he's up to?

My parents dont have any pension and very little savings. As for talking to my brother have not spoken to him for 18 months since my sister and I cleaned our parents house while they were away at my sisters and came across a letter saying my Dad had a CCJ from a company that Dad bought something for brothers business and brother had not paid him. My sister and I told our oldest sister who immediatley reported it to oldest brother. He in turn called my little sister and threatened to strangle her if she ruined Mum and Dad's hols. I subsequently wrote him a letter telling how badly he has and does treat our parents and I told him a few home truths. We haven't spoken since and I could not be happier about it. He is a bully, cheat and liar and I am glad I havent got the same surname anymore. My EX who is a recovering alcoholic has not behaved well over the years but compared to my brother he is an angel

Stephb1986_2

anyone over the age of 50 will struggle to get a mortgage unless they have savings or still work. Your brother could of also gone into the mortgage with them to make this process easier. It sounds to me like he's taking your parents for a ride and they can't see it, which is really sad. He knows full well what he is doing. When they die he will have to sort the last of their possessions ect ect

Steph xx

rose28454

My younger brother and I visited our parents this afternoon to try to discuss the power of attorney. We tried to tell them that we think the solicitor did not explain the implications of the signing. They do not seem to understand that the power is already in the attorney's hands and we are worried they will be left penniless. At first they were quite grateful for our concerns but my Dad seems confused by it all and my mother took our interest as an attack on our oldest brother. We left on a bad note and I think that we may have done more damage. The kitchen my brother fitted is half finished and they were in tears when they finally got home at the mess. My brother and I both left quite upset as we both feel that they only beleive what my oldest brother says. I am basically their carer but am wondering whather I can continue t do it when they obviously have such a low opinion of us three younger ones.

ailuro2

rose28454 wrote: »

My EX

Rose, how did that feel? I hope it felt good, you worked really hard to be in a place where you could call him that...

I hope your meeting goes well today, write down the points that are worrying you before you go, that way you won't miss anything out. A bit like when I go to the GP, sometimes I write down a list of things so I don't get flustered and forget them.;)

good luck!

Loretta

I am sure that you are not the only person in this sort of situation, maybe for the first time in history many elderly people are very well off ie house etc if not in actual cash and they really don't realise that they are as they bought there house for £400 or something and don't realise that even a very modest house can be worth £200,000 figures they have never had dealings with

I have never had any dealings with this sort of thing, I don't know if Age Concern or Saga would have any information. I think I read somewhere about a charity which deals with elder abuse, and I expect where money is involved this sort of thing happens, but I am afraid I don't know the name

I do believe that you are right to be very concerned and it is strange that it is often the child in the family who is a real bad one and every one else can see it but they end up the parent's favourite

sooz

rose28454 wrote: »

I am basically their carer but am wondering whather I can continue t do it when they obviously have such a low opinion of us three younger ones.

Can you find a reason to stop being their carer?

I mean a reason that they will accept, & has nothing to do with anything you've posted about here. You have more than enough reasons to stop being their unpaid carer, whilst all of this goes on around you.

Perhaps longer work hours? Or some medical reason? Something to give you an excuse to help them find professional help, & take the pressure off you. It will also help you to step back from the situation.

barbeka

You say your brother has PoA over your parents, but this is a 2 stage process. Getting someone to sign the forms to give PoA to someone is not the same as them starting to have control over their affairs. I've had to go through this for an elderly relative this year & there's a reasonable amount of form filling & notifying of relatives before someone actually gets the PoA registered (& so control over their money).

In fact for your brother to have registered the PoA he would have had to notify you (& all your siblings) as one of your parents nearest relatives, using a specific form & you would then have 30 days to submit any objections to the Office of the Public Guardian. If he hasn't done this but has taken control over their affairs I'd see a solicitor.

Please don't get me wrong I think you're right to be concerned & it's a horrible situation for you, but getting the PoA forms signed is not the same as getting the control. BTW me, OH & MIL all did PoA's in Sept 2007 to pre-empt the changes, as Martin advised at the time.

Savvy_Sue

Loretta wrote: »

I think I read somewhere about a charity which deals with elder abuse, and I expect where money is involved this sort of thing happens, but I am afraid I don't know the name

Good thought. It's Action on Elder Abuse.

sloughflint

rose28454 wrote: »

A LETTER ( OPENED) DATED SEPTEMBER 2007 SAYING MY PARENTS HAD GIVEN POWER OF ATTORNEY TO SOMEONE!!
I got really upset and stupidly phoned them to ask about it and it appears my oldest brother is the appointee.

If the letter was dated Septemper 2007, then it's Enduring Power of attorney that has been given to your brother.
At any time, your parents could revoke this. However from what you wrote later, it does not sound as though they want to do that.

If your parents lose mental capacity, then at that point your brother is supposed to register the POA with the Courts of Protection and several family members must be notified ( can't remember how many). If anyone objects, then someone else can be appointed.