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What sort of work does he do, and can he get a job that will pay the mortgage in the next three months.
He'll get JSA for a while, possibly redundancy payment. You should be getting a carers allowance. Is your income enough to live on?
It's not a huge mortgage on the property, and as you say it's more cost effective then paying double for the rent, which you will have to find anyway.
Possibly try to get any job, even part time, and have an income to show the mortgage company before breaking the bad news to them.0
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