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What to save for before buying a home
Comments
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this usually is added to the cost of the mortgage so not an up front charge called different names by different lenders ie arrangement fee.0
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smallstu16 wrote:So here is my total list so far, can anyone anything missing?
1, Mortgage Valuation
2, Mortgage arrangement fee
3, Conveyancing costs
4, Search
5, Land Registry
6, Homebuyers' survey
7, Lenders' (structural) survey
The lender won't want a structural survey done, they only have a valuation survey done to ensure the property is worth the money they are lending to you. If you are paying to have a homebuyer's survey done then your lender may not actually make a charge to you for their valuation survey. The Halifax have never billed me for theirs.The bigger the bargain, the better I feel.
I should mention that there's only one of me, don't confuse me with others of the same name.0 -
If you get down to the nitty gritty there are £30 ish bank transfers.
1 from the bank then 1 from your solicitor as well.
BenI beep for Robins - Beep Beep
& Choo Choo for trains!!0 -
Its not easy this house buying lark. I should have enough saved for Jan 07,
The price bracket im looking at means im Stamp Duty Exempt, Yay!0
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