cataloge debt after death

kath30_2

SomeBozo wrote: »

Are you in receipt of the goods they claim you owe money for?

Bozo

She bought furniture and clothing for herself. So no i don't have the items.

lal1234

sorry if this is a really stupid question - but have they actually approached the executor of your Mum's will for payment? Surely if you've told them that your Mum has dies then it is up to them to sort out how to get their money - not up to you to sort out how they don't?

McKneff

lal1234 wrote: »

sorry if this is a really stupid question - but have they actually approached the executor of your Mum's will for payment? Surely if you've told them that your Mum has dies then it is up to them to sort out how to get their money - not up to you to sort out how they don't?

good post lal1234

RabbitMad

lal1234 wrote: »

sorry if this is a really stupid question - but have they actually approached the executor of your Mum's will for payment? Surely if you've told them that your Mum has dies then it is up to them to sort out how to get their money - not up to you to sort out how they don't?

IIRC:

Its not their responsibility to approach the executor. The executor should publicise the fact XYZ has died in specific publications and then all creditors have a specific time frame to come forward otherwise the debt is written off. If the executor doesn't do this they are responsible for the debts from their own pocket.

Did the OP's mum really leave anything I wonder? She says it was £4K but after funeral expenses etc nothings left, well really debts should be settled before funeral expenses etc.

However anything in a joint account with the OPs dad (assuming they were actually married) becomes his automatically and is not therefore part of the estate.

Errata

well really debts should be settled before funeral expenses etc

It's the other way round. Funeral costs have first call on an estate then all debtors.

poppy_f1

kath30 wrote: »

The agreement they have sent me is not for the balance now owing it is for a previous purchase. £827.00 over 100 wks at £8.27 per week. They have not provided an agreement for the balance now owing. Kath

forgive me if i am wrong - when i signed a CCA with littlewoods, it took into account any future purchases not just the initial purchase, thats why they will only have 1 agreement, as you are opening a credit account with a credit limit so GUS may work on a similar basis

sarahbrown

Thought this might help, quoted from www.cccs.co.uk

If I die does the debt die with me?

Any debts become the liability of your estate. If there were sufficient assets in your estate to settle your debts then this would be done by the executors. Creditors may sometimes attempt to claim payment from a partner or relative of the deceased, particularly if they lived with them, but if the estate cannot settle the debts, partners or relatives are not obliged to do so.