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contents insurance

house insurance
our house insurance with rac has doubled and is noe £426 a year.

I've been doing a bit of shopping around, and the tsb bank have offered me a better policy for £203 a year.

Does anyone know if i can get a cheaper policy
this is what were insured for

sum insured up to - unlimited
total valuables - £10,000
single limit £3,000
personal money £500
contents in garden £500
contents in garage £3,000
replacement locks £500
food in deep freezer £500
loss of heating fuel/metered water £1,000

Comments

  • Hi there

    Your policy will be based on the number of bedrooms. Can you let us know how many rooms there are?
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • Saint_Chris
    Saint_Chris Posts: 3,876 Forumite
    3 bedrooms

    thanks

    and it's a terrace
  • Saint_Chris
    Saint_Chris Posts: 3,876 Forumite
    anyone thanks
  • Hi again

    £203 does not seem to be a bad price for a 3 bed terrace for buildings and contents, but I'd be tempted to check whether that includes cover for your personal possessions away from the home (you list "valuables" but that is usually cover for in the home only) or there may be a gap in your cover - what happens if someone steals your wife's handbag?

    I've had a look on Quidco for some discounts:

    Asda - £68 cashback
    More than - £85 cashback
    Lloyds TSB - £90 cashback

    I'd be tempted to go with Lloyds but do it through Quidco - £113 sounds better than £203!!
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I love the way some insurers promote the fact they have

    sum insured up to - unlimited

    But then restrict

    total valuables - £10,000
    single limit £3,000
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
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