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How I'm taking control of my £164,893 debt

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Comments

  • pavlovs_dog
    pavlovs_dog Posts: 10,222 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    nice work Ginge :beer:
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • gingernutbizkit
    gingernutbizkit Posts: 847 Forumite
    thanks PD :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    2286.gifthat's great ginge (hope you don't mind being shortened to that, I call my son that)

    PS anyone watching eurovision - why did German guy wear tinfoil trousers 2180.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gingernutbizkit
    gingernutbizkit Posts: 847 Forumite
    I love eurovision.... thought graham norton did a good job of filling the wogan shaped hole! The OH and I always do our own scorecards.... we both didn't like Norway :)

    Makes a change for us to come so high. Doubt we will ever win it again if Jade and ALW couldn't do it for us this year.... mind you prob not a bad thing seeing as I don't think the UK could afford to host it next year anyway!

    Ging x
  • gingernutbizkit
    gingernutbizkit Posts: 847 Forumite
    We had our first appraisal today and it went really, really well :D. The end part was to discuss our level of pay. There's three levels and we're level one so no worries about being moved down :rolleyes:. I went in all prepared for my argument to be raised to level 2..... and they raised us to 3 :T

    I am soooooo HAPPY!!!!!!!!!:j:j:j:j

    It means around £450 a month extra to pay off the debts.... off to see what a difference it could make to our debt free date.

    Ging x
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hi just read through your thread and wanted to say well done!!

    You have done a great job so far, keep up the good work!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • gingernutbizkit
    gingernutbizkit Posts: 847 Forumite
    Thanks Flower :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gingernutbizkit wrote: »
    Had a little play around with my snowball

    Am glad I know what you are talking about :rotfl:

    Well done on payrise :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gingernutbizkit
    gingernutbizkit Posts: 847 Forumite
    gallygirl wrote: »
    Am glad I know what you are talking about :rotfl:

    Well done on payrise :T
    ;)

    Thanks!
  • fabfuture
    fabfuture Posts: 61 Forumite
    gingernutbizkit wrote: »
    ...It means around £450 a month extra to pay off the debts.... off to see what a difference it could make to our debt free date.

    Ging x
    How amazing! Well done - and look forward to snowballing summary! I love your goal of being debt-free by 12/12/12. Off to think about what goal I could have for that brilliant date ..... :money:
    Debt at 13/5/09 £51, 970. Aim to be rid of this by 30/3/10
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