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Tax on cash gifts to children?

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Comments

  • Thanks for all the help. I will call a couple of banks and see about an account in trust....

    Jay
  • cos69
    cos69 Posts: 413 Forumite
    I am not sure this will work - in effect you are giving your children cash that will be held in a joint account with your children, but hope to use their tax allowance to void the tax payable on the interest.

    To avoid complications with the tax authorities, get your ex to make those payments direct to the kids. You could probably then getaway with having a joint account and declaring all the interest is the childrens since its their money and never been yours.
    "How could I have been so mistaken as to trust the experts" - John F Kennedy 1962
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