Is there any chance?

McKneff

it was helpful, it saves you trailing around lending sites so saving you time, effort and stress

Velja

rsykes2000 wrote: »

Ah, forgot to say that the CCJ will stay on your credit history and impact it negatively for 6 years after you settled it. This means that during this time even if institutions do agree to give you a loan, you won't get the best (or even good) rates.

Do CCJs get removed from your credit file 6 years after you settled it or 6 years after the court date?


Sorry to change the topic of the thread!!

Kavanne

lil_miss_sunshine wrote: »

Thanks.

Does anyone have any helpful answers on how i could go about getting it?

Wait 6 yrs for the settled CCJ to drop off your credit file.

Sorry.

milliemonster

Velja wrote: »

Do CCJs get removed from your credit file 6 years after you settled it or 6 years after the court date?


Sorry to change the topic of the thread!!

6 years after it is settled

POSSETTE

put yourself in this position..you have loads of money and a stranger comes to you to borrow 10k..you hear them say "i have no job and a ccj so many years ago"...but i do promise to pay you back!!!! would YOU lend? sorry but i wouldnt...you may have to wait..is it urgent that you need it now?..please dont say its for car or hol!:-)

lil_miss_sunshine

POSSETTE wrote: »

put yourself in this position..you have loads of money and a stranger comes to you to borrow 10k..you hear them say "i have no job and a ccj so many years ago"...but i do promise to pay you back!!!! would YOU lend? sorry but i wouldnt...you may have to wait..is it urgent that you need it now?..please dont say its for car or hol!:-)

No i dont need it for a car or holiday. Its pretty important.

When i apply i will have a full time job..