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First one to clear 15k gets a paper hat - Page 4

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First one to clear 15k gets a paper hat

edited 30 November -1 at 12:00AM in Debt-Free Wannabe
4.6K replies 92.3K views
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  • CAFCGirlCAFCGirl Forumite
    8.8K posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    ok £6.35 off my mbna card (as the statement just came through on my email) and this made it a nice round number LOL
    One income, home educating family life
    Fashion On The Ration Coupons 2019 46\66 Excess Spent 28/2/2020
    Fashion On The Ration Coupons 2020 24/66
  • CAFCGirl wrote: »
    Is MoneybackMadness similar to Quidco?
    quote]

    Yes, it is, they used to pay out at £35 but you can specify at how much you want to be paid out, think £20 is the lowest. I always use it if buying from companies where I can get moneyback through them, if I buy anything on Ebay I go through them and get moneyback, I normally buy the kids clothes via Ebay if I'm after Next clothing and it gets me some money back.

    Hey too much,

    I've just joined that moneybackmadness.co.uk and they give you £10 straight away!!!

    Just got to get to £35 so I can cash it in!
    First to £15k hat challenge!
    Debt £14,393 / £10.49
    Savings £607 / £0
    That hat is mine!!!
  • clearmydebtsclearmydebts Forumite
    6.5K posts
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    Hi all,

    Can I join too? I don't think I will be the 1st to clear it but would love to get rid of 15K by Xmas '09. That would leave me with only £7,243 of debt left!

    I'm giving up on the whole diary thing as no-one responds to mine (must be the most boring in the history of MSE). Think I will concentrate on the challenges instead.

    P.S. - not usually so down in the dumps, just a bit sensitive about my diary :(
    Total (Aug 19):€58,567 Now:€31,660
    Loan: €28,600 CC1: €600 CC2: 2460
    DFD:Nov 2022/July 2022
    Mortgage: €202,300
    MFD: March 2042/July 2036
  • You've all spurred me on to look at my debts and work out how much it is. Well just checked all my debt and put it in my signature. Doesn't look too good but I'm going to be positive. As long as I keep paying everything. Will take a few years though.

    Just a quick question. When you do a SOA and you do unsecure loans do you put the amount you originally took out or the balance to date? If the balance to do how do you find this out every month?

    Briggsy,

    I keep check of my bank load through online banking.

    Why don't you ring up your loan companies, ask for a balance for each and then set up a spreadsheet or other schedule and keep knocking off your monthly payment each month to get your new balance?!
    First to £15k hat challenge!
    Debt £14,393 / £10.49
    Savings £607 / £0
    That hat is mine!!!
  • CAFCGirlCAFCGirl Forumite
    8.8K posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    You've all spurred me on to look at my debts and work out how much it is. Well just checked all my debt and put it in my signature. Doesn't look too good but I'm going to be positive. As long as I keep paying everything. Will take a few years though.

    Just a quick question. When you do a SOA and you do unsecure loans do you put the amount you originally took out or the balance to date? If the balance to do how do you find this out every month?

    Welcome!
    Its the balance to date, you just need to call up your loan provider and they will tell you, and then every month, just subtract your fixed payments and that should keep you up to date.:D
    One income, home educating family life
    Fashion On The Ration Coupons 2019 46\66 Excess Spent 28/2/2020
    Fashion On The Ration Coupons 2020 24/66
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • clearmydebtsclearmydebts Forumite
    6.5K posts
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    Mike84,

    Love your quote 'That hat is mine!!!', the gloves are off!
    Total (Aug 19):€58,567 Now:€31,660
    Loan: €28,600 CC1: €600 CC2: 2460
    DFD:Nov 2022/July 2022
    Mortgage: €202,300
    MFD: March 2042/July 2036
  • CAFCGirlCAFCGirl Forumite
    8.8K posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    Great minds think alike eh Mike?

    ClearMy - Welcome aboard hun, sorry to hear about your diary, confess I hadnt noticed it, I feel a bit bad now. My diary is generally just full of my wafflings, but its what they do for you, rather than the replies you get, although I know how disheartening it is to feel like your talking to yourself
    One income, home educating family life
    Fashion On The Ration Coupons 2019 46\66 Excess Spent 28/2/2020
    Fashion On The Ration Coupons 2020 24/66
  • CAFCGirlCAFCGirl Forumite
    8.8K posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    does moneybackmadness give you money for recommending a friend?

    maybe someone would like to recommend me, and then I can recommend someone else etc? Be like a little round robin of recommendations
    One income, home educating family life
    Fashion On The Ration Coupons 2019 46\66 Excess Spent 28/2/2020
    Fashion On The Ration Coupons 2020 24/66
  • clearmydebtsclearmydebts Forumite
    6.5K posts
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    CAFCGirl,

    Thanks for the welcome. Am looking forward to the new challenge as the Clear a Debt by Xmas Challenge is nearly over. Your right about the diary, it doesn't matter if no-one responds. I will continue with my wafflings!!!:T
    Total (Aug 19):€58,567 Now:€31,660
    Loan: €28,600 CC1: €600 CC2: 2460
    DFD:Nov 2022/July 2022
    Mortgage: €202,300
    MFD: March 2042/July 2036
  • Hey clearmy,

    Bring it on!! Haha!! ;)

    Great minds do think alike CAFCgirl!

    I'm just finishing work now so will speak to everyone later!
    First to £15k hat challenge!
    Debt £14,393 / £10.49
    Savings £607 / £0
    That hat is mine!!!
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