First one to clear 15k gets a paper hat 17 October 2008 at 3:34PM in Debt-free wannabe 4.6K replies 92.9K views

CAFCGirl

ok £6.35 off my mbna card (as the statement just came through on my email) and this made it a nice round number LOL

Mike84_2

too_much_debt wrote: »

CAFCGirl wrote: »

Is MoneybackMadness similar to Quidco?
quote]

Yes, it is, they used to pay out at £35 but you can specify at how much you want to be paid out, think £20 is the lowest. I always use it if buying from companies where I can get moneyback through them, if I buy anything on Ebay I go through them and get moneyback, I normally buy the kids clothes via Ebay if I'm after Next clothing and it gets me some money back.

Hey too much,

I've just joined that moneybackmadness.co.uk and they give you £10 straight away!!!

Just got to get to £35 so I can cash it in!

clearmydebts

Hi all,

Can I join too? I don't think I will be the 1st to clear it but would love to get rid of 15K by Xmas '09. That would leave me with only £7,243 of debt left!

I'm giving up on the whole diary thing as no-one responds to mine (must be the most boring in the history of MSE). Think I will concentrate on the challenges instead.

P.S. - not usually so down in the dumps, just a bit sensitive about my diary

Mike84_2

Briggsy.notts wrote: »

You've all spurred me on to look at my debts and work out how much it is. Well just checked all my debt and put it in my signature. Doesn't look too good but I'm going to be positive. As long as I keep paying everything. Will take a few years though.

Just a quick question. When you do a SOA and you do unsecure loans do you put the amount you originally took out or the balance to date? If the balance to do how do you find this out every month?

Briggsy,

I keep check of my bank load through online banking.

Why don't you ring up your loan companies, ask for a balance for each and then set up a spreadsheet or other schedule and keep knocking off your monthly payment each month to get your new balance?!

CAFCGirl

Briggsy.notts wrote: »

You've all spurred me on to look at my debts and work out how much it is. Well just checked all my debt and put it in my signature. Doesn't look too good but I'm going to be positive. As long as I keep paying everything. Will take a few years though.

Just a quick question. When you do a SOA and you do unsecure loans do you put the amount you originally took out or the balance to date? If the balance to do how do you find this out every month?

Welcome!
Its the balance to date, you just need to call up your loan provider and they will tell you, and then every month, just subtract your fixed payments and that should keep you up to date.:D

clearmydebts

Mike84,

Love your quote 'That hat is mine!!!', the gloves are off!

CAFCGirl

Great minds think alike eh Mike?

ClearMy - Welcome aboard hun, sorry to hear about your diary, confess I hadnt noticed it, I feel a bit bad now. My diary is generally just full of my wafflings, but its what they do for you, rather than the replies you get, although I know how disheartening it is to feel like your talking to yourself

CAFCGirl

does moneybackmadness give you money for recommending a friend?

maybe someone would like to recommend me, and then I can recommend someone else etc? Be like a little round robin of recommendations

clearmydebts

CAFCGirl,

Thanks for the welcome. Am looking forward to the new challenge as the Clear a Debt by Xmas Challenge is nearly over. Your right about the diary, it doesn't matter if no-one responds. I will continue with my wafflings!!!:T

Mike84_2

Hey clearmy,

Bring it on!! Haha!!

Great minds do think alike CAFCgirl!

I'm just finishing work now so will speak to everyone later!