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First one to clear 15k gets a paper hat

1184185187189190459

Comments

  • Good morning all,

    Yes Tirlittan we all went a bit mad yesterday! It must be because it is mid-month and no-one has any money to pay off any debts!!!

    I can't wait until payday. It gas been a long month! We had a survey in our organisation asking about Xmas pay for next year. I said I would rather get it at the usual date rather than getting it early. I think a lot of people said the same thing too. It is too difficult in January otherwise.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Oh yes, and I have a confession. I'm going to use two installments that should go to paying CC off on a holiday. I really want one proper one with my bf this year and that's the only way I can afford it. And as I've been paying so much extra recently, I can do it and still pay the CC off before 0% ends so it's really not as bad as it sounds. Please be kind with me....
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning you two.

    Tirlittan - fair play let us know where you book so I can be all green eyed over it :D

    Was thinking about this "30 years old thing" didn't someone say in the 90's three was the magic number :rotfl: so maybe 30's is where its at :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    CMD - Will let you know. Only talked about it yesterday with bf, but probably trying to go before summerDoodledo - I think that's damn right. 30's where it's at!!! :) I don't feel the least bit old.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • You have done very well with the extra payments Tirlittan so don't be hard on yourself, and as Doodledoo says let us know where you have booked!

    Everyone is on a different DF journey. Some people are very strict and get there quicker and other (like me) treat themselves from time to time and will take a bit longer. It depends on the person I think!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • No, I only feel about 24 and told I look it too (well maybe when the weight is gone!!!). Have to say having turned 32 my biological clock is booming in my ears though!!! Still don't feel 100% ready for kids though.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hmmm, don't know how I got the two mixed in my last message, would that be the oldness??? ;) I think I could be stricter if I was single. But with bf it's nice to do things. He's quite understanding though of my situation so it does help and he treats me to little things now and again. But I prefer to pay my own way.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Ooh, just noticed I have another star. So proud of myself!!!!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    CMD - you are still plenty young enough for kiddies :D maybe you could have our first paper hat baby lol.

    You could turn the hat into a cheap and recyclable baby cot maybe :rolleyes:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all - I did have cartoon and snake pattern jeans as a kid, a black shell suit with flourescent pink highlights and am 38. Used to fancy George Michael... there they say confession is good for the soul....

    Well done on the star CMD
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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