We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First one to clear 15k gets a paper hat

1171172174176177459

Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Have just posted up an ebay challenge as I think this is the way I am going to bring in a lot of my extra cash :o

    I definately need to stop being lazy too. No excuses either really lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo wrote: »
    Have just posted up an ebay challenge as I think this is the way I am going to bring in a lot of my extra cash :o

    I definately need to stop being lazy too. No excuses either really lol

    Well done :T

    I am half tempted to ask you to list my stuff and split any profits with you :rotfl: - I know I will never get round to it :confused: I have had much pain from ebay in the past and am still a bit battle scarred.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    :T Lol theres an idea :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello *big waves*

    Happy days are here again, dont ask me why... probably because i feel on mark for achieving my target this month.....

    No payments today but im off to analyse the bank accounts and see whats cooking....
    Wealth is not measured by currency
  • Excellent news CAFC - How was the day training for your new job (or did I imagine that was today?)
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yeah was today, and was excellent. As much as its gonna be hard work. i think im really going to enjoy it!

    Saving hun, i didnt realise my diary was that complex LOL although I do jabber a bit.... basically the job is to "connect, inspire, educate". as a clinical assistant for a wellbeing clinic.
    The whole idea is to educate the next generation to promote their own well being and live completely drug/medication free, and for the older generation to help them achieve their optimum health.
    So really Im what the people see, who they talk to first, so Im the "first impression". Not just reception work (thats another girl) but the real first in depth involved person they meet.

    Sounds a bit new age I know but I am so excited about it all and is such an opportunity!
    Wealth is not measured by currency
  • Hello everyone, sorry been AWOL for a while. Have paid £101 to Lloyds TSB (minimum payment) and £40 to A&L (minimum payment was £25 but I have £438 on there so have paid £40 off).

    Have done quite well on Ebay this month, have 27 things listed on my Personal account and 106 on my Business account, have so much more to list but am so tired in the evenings I don't get much done, it's taking it's toll having to get DD1 to school for 8.45 every day, at least from Monday she starts going all day (she's done 2 weeks of mornings to get used to things).

    Hope everyone else is doing OK, will catch up with all the latest message tomorrow.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI all

    On the money front - seriously try bingoport - I have had £30 from them since mid Dec, and have another £10 pending. I also do well on free daily scratch cards eg Take a br eak and bu tl ins bingo - I can profit from a referral or you can go direct... I make £20-30 a month from free daily scratch cards - it is defo worth doing.... After that you have quidco, ipoints etc but then it gets a bit more complicated and can take many months to get your money back. I did cash in my ipoints for £90 of Asda vouchers this week tho so IMHO defo worthwhile too... Some of them are no-spend offers

    I was lucky today on my scratch cards and made £5.40 between them....

    On the pension money - all my debts are on 0% - worst I have to pay is 3% balance transfer fees approx 1 per year per debt. My mortgage tho is my most expensive debt at 5.9% so technically I would get most benefit from paying some of that off... my mortgage is pretty hefty... and is currently on interest only...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning everyone. Where does the weekend go eh.

    Had a rough night with my little girl as she is poorly so feel like a walking zombie. Really hoping to get some bits listed on Ebay today though dependent on how she is. She is tucked up in her duvet on the sofa at the moment.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    :wave: paper hat gang

    Hope everyone's having a good weekend. Had terrible period pains yesterday ended up spending morning in bed with hot water bottle. But settled down enough to go for walk in the sunny afternoon. Evening at friends where wine helped send final pangs away :T

    Its another clear bright but chilly winters day here. Done my weekly shop and some housework now curled up on sofa in a sunny spot catching up on MSE.

    Some of you are doing brilliantly on the extra earnings front ebay and scratch cards. Makes me feel quite lazy. I'll have to join butt moving / kicking activities.
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.