We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

CCCS token payments

2»

Comments

  • Kudox wrote: »
    Also its the fact that you have to sign your cheques thats the issue, they then have a copy of your signature and thats obviously not advisable. If you need to request a cca and they don't have the original who knows what they could do when they have a fresh signature to work with.

    on the CCCS form i send to them it asks me to sign at the end though,Is that ok? gosh gets complicated doesnt it lol!!
    Just a mum trying to make things happen!
  • Yep, but the you can photocopy the CCCS letter so I guess it's not an original, fresh, signature. I would suggest not signing it - I put my name in capitals at the end or just wrote my name, rather than sign. I just wrote on the original, photocopied it and sent the copies out and kept the original so that they didn't have my fresh signature.

    Confused...???!!!

    PO's you can do for any amount - I did £1.00 per creditor as I had loads and caouldn't afford any more at the time. I asked the PO to leave the payee blank and had fun filling in the rest myself. Only cos I didn't particularly want strangers to know my business.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • thanks fizz!
    Just a mum trying to make things happen!
  • fizz190 wrote: »
    I sent all my token payments by cheque (although they were from my mum's ac as I don't have a cheque book).

    They can't do anything with your account details without your consent. If they, for example, wanted to set up a dd using your details, they would need consent plus they would have to give you 30 days notice.

    Hope that helps
    Fizz

    At least they can't copy your signature.

    Make sure they don't dip into your mum's bank account though. They will try and get money in any way they can.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Yep, but the you can photocopy the CCCS letter so I guess it's not an original, fresh, signature. I would suggest not signing it - I put my name in capitals at the end or just wrote my name, rather than sign.

    Confused...???!!!

    PO's you can do for any amount - I did £1.00 per creditor as I had loads and caouldn't afford any more at the time. I asked the PO to leave the payee blank and had fun filling in the rest myself. Only cos I didn't particularly want strangers to know my business.


    Confused?? Nah lol!!

    Thanks for that will go tomorrow to the PO
    Just a mum trying to make things happen!
  • Kudox
    Kudox Posts: 429 Forumite
    Yep, but the you can photocopy the CCCS letter so I guess it's not an original, fresh, signature. I would suggest not signing it - I put my name in capitals at the end or just wrote my name, rather than sign.

    Confused...???!!!

    PO's you can do for any amount - I did £1.00 per creditor as I had loads and caouldn't afford any more at the time. I asked the PO to leave the payee blank and had fun filling in the rest myself. Only cos I didn't particularly want strangers to know my business.


    I just do that too, just kind of print my name in normal handwriting rather than "sign" anything properly.
    I did po's for £1 and also filled in the payee myself.
    Mummy, I used the address on the statement to send all mine to and everyone got them ok.
    DMP Support Thread Member 238 :D
    DMP started October 2008
  • Great Kudox I'll do that then.
    Phew might get to sleep tonight once filled everything in!
    Just a mum trying to make things happen!
  • scaredy_cat
    scaredy_cat Posts: 7,758 Forumite
    Where i live there is a regional Building Society and they do counter cheques for free, so you could see if you have one in your area. It only cost £1 to open an account with them.
    Cats don't have owners - they have staff!! :D:p
    DFW Long Hauler Supporter No 150


This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.