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Today marks the day

That i embark on my £150 for a month challenge...

This is £150 for everything execpt

£350 rent
£120 bills
£32 mobile phone
£110 credit card payment


I am going to have £37.50 per week to spend on EVERYTHING else, food/drink/entertainment/transport (inc petrol).

All tips gratefully received as this is the first time I have done something like this. I budget, but I usually budget £80 monthly for food alone....

MSE hats at the ready...

:beer:

See you on the otherside, 15th November 2008
:heart2: Its 12 o'clock and I need your attention :heart2:
Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:
Overdraft : GONE!:j
:staradmin Debt free aim: Sometime in 2009:staradmin
«1

Comments

  • fizz190
    fizz190 Posts: 85 Forumite
    Part of the Furniture Combo Breaker
    Good luck!!

    It sounds like a challenge but it is possible!

    Have you seen the Old Style board? Lots of advice on saving money on household stuff like food and cleaning.

    I personally found the cheapest way to eat on a budget is to cook from scratch and to use things like pulses (beans, lentils etc) to bulk everything out. I didn't eat much meat (doesn't bother me but I know it's not for everyone) and tried out lots of value products (some nice, others not so nice!)

    Good luck
    Fizz
  • Kmac_Edin
    Kmac_Edin Posts: 274 Forumite
    Ive not really used many pulses so could get interesting!
    :heart2: Its 12 o'clock and I need your attention :heart2:
    Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:
    Overdraft : GONE!:j
    :staradmin Debt free aim: Sometime in 2009:staradmin
  • PercyPig
    PercyPig Posts: 162 Forumite
    Good luck!

    I have been doing the same thing for October but I allocated myself £200. I now have £84 left with half the month to go. It has been a challenge as it has been my niece's birthday and my OH's next week. My tips are:
    • not to carry the whole amount on you - I divided my cash into 4 x £50
    • don't carry your debit and/or credit cards
    • make a shopping list and don't buy anything not on the list
    I am feeling quite pleased with how I have been doing so far this month. I would have done a lot better but I had a night out last Friday and spent £43 :eek: Still I used to fritter away £100s a month of comfort eating, clothes shopping, magazines etc and I haven't done any of that this month so feel happy overall.

    Keep us informed with how you are getting on ;)

    Percy
    Dealing with my debt and my weight :D
    Debt at LBM 22/12/08 £33,270
    Debt now £30,100 (9.5% paid off)

    £2 coins saved and banked = £210
  • flowerscotland
    flowerscotland Posts: 16,846 Forumite
    10,000 Posts Combo Breaker
    good luck ! positive thinking, you can do it !
    Little Miss Sparkles :A

    Team Reem - August '11 :cool:
  • mstopham
    mstopham Posts: 200 Forumite
    Kmac_Edin wrote: »
    Ive not really used many pulses so could get interesting!

    I cooked a big pan of chilli on monday, wasn't doing it particularly to be cost effective but thought I would share this with you! It feed 3 on Monday and will do 7 tonight so 10 portions.

    Bag of cooking onions 73p
    800g of minced beef £1.96
    1 tin chopped toms 23p
    2 tins kidney beans 68p
    1 tin sliced carrots 35p
    1 jar fajita sauce 60p (was one of a BOGOF)
    1/2 bulb garlic 18p
    1 tsp chilli powder 1p
    3 tblsp olive oil 20p
    200g sliced mushrooms 79p

    total cost £5.73 or 57p a portion.

    Could easily reduce this by swapping meat for more pulses.
    A+L Loan £168 Hitachi Loan £0 Bank of dad £19,664
    Debt Free Date 01/08/13
  • fizz190
    fizz190 Posts: 85 Forumite
    Part of the Furniture Combo Breaker
    mstopham wrote: »

    Could easily reduce this by swapping meat for more pulses.

    If you don't fancy more kidney beans, throw in a handful or two of red lentils. Lentils are fab as they don't need soaking or anything. Also good in stews as a thickener. :o

    (I'd also leave out the fajita sauce and replace with another tin of toms, but I'm very 'anti-jar'!)

    Fizz
  • Kmac_Edin
    Kmac_Edin Posts: 274 Forumite
    That chilli receipe seems really easy to do and pretty cheap as well... given that 10 portions would do me well over a week I may way make that tonight once I get in from drama.

    Even better I have kidney beans, chopped toms, mince, garlic and olive oil at home so my only outlay are my onions, carrots and the sauce. I might have chilli somewhere as well.

    Thank you so so much!! x
    :heart2: Its 12 o'clock and I need your attention :heart2:
    Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:
    Overdraft : GONE!:j
    :staradmin Debt free aim: Sometime in 2009:staradmin
  • Kmac_Edin
    Kmac_Edin Posts: 274 Forumite
    Are lentils easy to cook?? xx
    :heart2: Its 12 o'clock and I need your attention :heart2:
    Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:
    Overdraft : GONE!:j
    :staradmin Debt free aim: Sometime in 2009:staradmin
  • fizz190
    fizz190 Posts: 85 Forumite
    Part of the Furniture Combo Breaker
    Yep, just boil them for 15-20 mins until soft (or throw them into another recipe for the same amount of time)

    NB. There are 2 types of lentils (both yummy):

    Split lentils - usually red/orange - these break down and lose their shape making them very good in sauces
    Whole lentils - various colours, usually green or brown - these keep their shape and have a lovely texture if you don't overcook them. Really nice in salads and as a side dish with meat.

    Enjoy!
  • Kmac_Edin
    Kmac_Edin Posts: 274 Forumite
    Ace. And you dont need to soak them or any of that business do you??? xx
    :heart2: Its 12 o'clock and I need your attention :heart2:
    Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:
    Overdraft : GONE!:j
    :staradmin Debt free aim: Sometime in 2009:staradmin
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