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co-op account opened now,

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hi peopel,

ive pre opened a coop cashminder account priot to doing the "dirty" dead next week,

now,

how do i go about trying to get the OR to leave that acc open so i can pay stuff like rent etc?
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Comments

  • gpkwells
    gpkwells Posts: 158 Forumite
    PSNautical,

    First of all there is nothing "dirty" about facing up to and dealing with your debts - be proud!

    Just transfer your wages/benefits etc into that account and let the OR know the details once you go BR. (you will speak to his office on the day by phone from the court)

    :beer:
    😬😬😬😬😬😬😬😬😬
  • ahh right,

    well the main reason i opened it pre BR is because one of my creditors kindly started helping themselves to my BR fee money!

    gits..

    thanks, i'll be sure to mention it on the day!
  • Hi
    Your OR will probably be ok about the account- mine said he would write to the Coop and tell them I was bankrupt but he had no interest in the account.

    Coop were fine about it and my account was left open, I think the odd account gets frozen but majority seem ok.
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    Hi PSN,

    I opened my acc with coop prior to BR but it didn't get used until after I'd had my OR interview.

    The OR said he had no interest and the Coop were brill.

    Cheers DEz
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • so, everyone else with the coop account was allowed to keep the cared and use it for day to day?

    thanks for the answers guys..
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    PSNautical wrote: »
    so, everyone else with the coop account was allowed to keep the cared and use it for day to day?

    thanks for the answers guys..


    I've only known ONE occasion where someone had problems with their co-op account after BR...and that was due to an a r s e y OR I think :rolleyes:
    You should be fine....
    We all die. The goal isn't to live forever, the goal is to create something that will
  • brillo_2
    brillo_2 Posts: 35 Forumite
    Hi, How long does it take to receive the all paper work form the co-op. I set it up over the phone last Wednesday and they said it had been approved subject to bank checks, but have heard nothing since, is this a normal turn around time?

    Thanks
  • boggie40
    boggie40 Posts: 140 Forumite
    you are one step ahead of where i was !! it did not even cross my mind where my wages were going to go until i checked it out on here !
    been with co-op for 12 months now and they have been the friendliest bunch i have ever banked with - there again i am now aware of where every penny i earn and spend is, and i check almost daily in case i am spending too much.

    buy what you need and not what you want is a great proverb to live by.
  • i was on the fone to them for a good half an hour, and honestly, its the most fun ive ever had on the fone to a bank,

    i was in stitches at the humour and the friendlieness was superb,

    why the f**k hadnt i switched sooner?

    might not be in such trouble now if i had!
  • We've been into our local branch today to open an account for OH. They were really nice and friendly. We just couldn't bring ourselves to tell them the real reason for opening the account. Is that going to cause a problem when OH goes BR? CBx:o
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