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Can you claim for a mobile dropped in sink on home insurance?

Dropped my mobile in the sink, can I claim on it with my home insurance?

Comments

  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    some yes - especially if you have accidental damage, buts others NO - as excluded even with the extra acc damage element .

    In fairness better to look at your own policy docs or call them.

    Anyway with an excess and likely premium rise for 2/3 years you need to consider if really worth claiming
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • It's an ipaq pda mobile cost £349 will they up the premium to such a degree as to claw that back? I never realised they did that .
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As a rough guide you will ,likley find next yrs insurance will cost say 15% more ( with them or if swapping) , then 10% the yr after ,
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
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