Can you claim for a mobile dropped in sink on home insurance?

shambolics

Dropped my mobile in the sink, can I claim on it with my home insurance?

payless

some yes - especially if you have accidental damage, buts others NO - as excluded even with the extra acc damage element .

In fairness better to look at your own policy docs or call them.

Anyway with an excess and likely premium rise for 2/3 years you need to consider if really worth claiming

shambolics

It's an ipaq pda mobile cost £349 will they up the premium to such a degree as to claw that back? I never realised they did that .

payless

As a rough guide you will ,likley find next yrs insurance will cost say 15% more ( with them or if swapping) , then 10% the yr after ,