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SonyCar 2.9% on BT for 6 Months
nmiah786
Posts: 577 Forumite
in Credit cards
Hi all
About 4 weeks ago I was visiting Bermingham and on the way back I stopped over at the services. Thats where I got suckered into applying for a SonyCard. My only reason for applying was to check if I was credit worthy and whether I would be successfull in getting the card as I already have £24k spread across Egg, MBNA and &More (mind it was before I discover this lovely Forum).
Anyway today I've received the SonyCard and a limit of £5k but the card is 2.9% for 6 months on Balance Trasfer ( I knew that when applying) however I checked their website and it is giving 0% on Balance Transfer for 9 months.
I havent yet activated the card. What are my options? Any suggestions?
I would only need it for Balance Transfer but I dont need it until March when my existing deals with Egg, MBNA and &More cards deals end!!!
About 4 weeks ago I was visiting Bermingham and on the way back I stopped over at the services. Thats where I got suckered into applying for a SonyCard. My only reason for applying was to check if I was credit worthy and whether I would be successfull in getting the card as I already have £24k spread across Egg, MBNA and &More (mind it was before I discover this lovely Forum).
Anyway today I've received the SonyCard and a limit of £5k but the card is 2.9% for 6 months on Balance Trasfer ( I knew that when applying) however I checked their website and it is giving 0% on Balance Transfer for 9 months.
I havent yet activated the card. What are my options? Any suggestions?
I would only need it for Balance Transfer but I dont need it until March when my existing deals with Egg, MBNA and &More cards deals end!!!
Debt at highest (November 2005) = £35,856
Debt currently (August 2006) = £20,790
&More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700
Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
2nd Interim Goal = £15,000, Target October 2006
Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!!
Debt currently (August 2006) = £20,790
&More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700
Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
2nd Interim Goal = £15,000, Target October 2006
Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!!
0
Comments
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ANyone....any suggestions!!
The reason I ask is because I wanted to know the possibility of it effecting my credit worthiness when I will be applying for a few more in MarchDebt at highest (November 2005) = £35,856
Debt currently (August 2006) = £20,790
&More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700
Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
2nd Interim Goal = £15,000, Target October 2006
Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!!0 -
I take it no-one has any suggestions for me then!!!! _pale_Debt at highest (November 2005) = £35,856
Debt currently (August 2006) = £20,790
&More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700
Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
2nd Interim Goal = £15,000, Target October 2006
Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!!0
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