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Has anyone noticed .......
Stavros_3
Posts: 1,288 Forumite
Which savings rates have gone down and which ones haven't following the recent rate cut. B & B e-saver issue 3 is still showing 6.51% AER., don't know if they intend to reduce though as there is no information on their website
Liquidity is when you look at your investment portfolio and **** your pants
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No mention yet about B&B withdrawing/reducing on eMoneyfacts but a number of fixed-rate products are mentioned.0
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In the past savings rates always came down promptly afer a rate change but now there is a reality gap between the Bank of England rate and the markets.
I seem to remember a bunch of fixed rate deals getting reduced, there is a thread on them somewhere, but the variable rate ones have been slow to react. They are still desperate for our cash.
EDIT: Baldur's link is the one I was thinking of from the other thread. Useful site that one.0 -
With the emoneyfacts page it now has an annoying habit of 'jumping' to the top whenever one of the 'boxes' updates (on a cycle) I've found - as a bit of a fix to this - that if I select 'work offline' that kills the behaviour (no data being received) but then when you want to 'read more' by clicking on a link you have to change back to 'work online' and refresh.....under construction.... COVID is a [discontinued] scam0
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With the emoneyfacts page it now has an annoying habit of 'jumping' to the top whenever one of the 'boxes' updates (on a cycle) I've found - as a bit of a fix to this - that if I select 'work offline' that kills the behaviour (no data being received) but then when you want to 'read more' by clicking on a link you have to change back to 'work online' and refresh
I found that annoying as well. If you are using firefox, and have the NoScript add-on, the constant updating of data at the top of the page is blocked and you don't then get the 'jumping' you mention.0 -
Whilst a few savings rate changes occur immediately following Base rate change, most ( not all) take effect from the start ( ish) of the month following the base rate change. Some savings providers delay announcements until they have seen what the competition are doing.0
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You can also fix it by blocking the script using various adblockers or security software. The filter I use in adblock plus is:
https://www.emoneyfacts.co.uk/ScriptResource.axd?*0 -
bristolleedsfan wrote: »Whilst a few savings rate changes occur immediately following Base rate change, most ( not all) take effect from the start ( ish) of the month following the base rate change. Some savings providers delay announcements until they have seen what the competition are doing.
Ah, but did anyone notice that NS & I dropped their rates BEFORE the base rate drop was announced?In the field of investment, 99 per cent of everything is garbage. Why? Because we have "gearing". - Robert Beckman0 -
eMoneyfacts have now identified this problem and it should be fixed within the next week.0
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